Jessica Smith
Loan Factory
NMLS#: 853649
Licensed state: Florida, Oregon, Texas
https://www.jessicasmithlo.com
About me
With over 20 years of experience as a mortgage underwriter, I bring a deep understanding of how loans are structured and an ability to help my clients secure approvals with fewer conditions and less stress. I’ve built my career around making the mortgage process clear, efficient, and empowering for every borrower I work with.
My passion for homeownership comes from my own experience—I bought my first home when I was just 19 years old. That milestone taught me that when people own their homes, they’re making a choice to plant roots, invest in their future, and become part of a community. That belief guides everything I do today as a mortgage broker.
Because of my background as an underwriter, I’m able to anticipate potential hurdles before they arise and structure loans in a way that helps my clients avoid unnecessary delays or surprises. More than just finding financing, my goal is to make sure you feel informed, confident, and supported every step of the way.
Whether you’re buying your first home, refinancing, or investing in property, I’d be honored to help you find a mortgage solution that truly fits your needs. Let's connect today and see how I can help you with your mortgage goals.