Rates comparisons
Loan Factory vs. Wells Fargo
Rates as of Friday, April 26 2024 at 4:00 PM (Pacific Time)
| Wells Fargo | ||
|---|---|---|
| Rate | 6.999% (APR=7.003%) | 7% (APR=7.191%) |
| Points / Credits | $72 | $7,021 |
| Payment | $1,330 | $1,331 |
| Saving over 30 years | $7,309 | $0 |
(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Chase
Rates as of Friday, April 26 2024 at 4:00 PM (Pacific Time)
| Chase | ||
|---|---|---|
| Rate | 6.625% (APR=6.647%) | 7.125% (APR=7.228%) |
| Points / Credits | $690 | $2,853 |
| Payment | $1,921 | $2,021 |
| Saving over 30 years | $38,221 | $0 |
(Assumptions: Purchase price: $375,000. Loan amount: $300,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Citibank
Rates as of Friday, April 26 2024 at 4:00 PM (Pacific Time)
| Citibank | ||
|---|---|---|
| Rate | 6.999% (APR=7.025%) | 7.125% (APR=7.325%) |
| Points / Credits | $401 | $1,125 |
| Payment | $998 | $1,011 |
| Saving over 30 years | $5,404 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Bank of America
Rates as of Friday, April 26 2024 at 4:00 PM (Pacific Time)
| Bank of America | ||
|---|---|---|
| Rate | 6.625% (APR=6.632%) | 7.375% (APR=7.653%) |
| Points / Credits | $154 | $1,726 |
| Payment | $1,281 | $1,381 |
| Saving over 30 years | $37,572 | $0 |
(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Guaranteed Rate
Rates as of Friday, April 26 2024 at 4:00 PM (Pacific Time)
| Guaranteed Rate | ||
|---|---|---|
| Rate | 6.999% (APR=7.005%) | 6.95% (APR=7.305%) |
| Points / Credits | $203 | $4,295 |
| Payment | $2,328 | $2,317 |
| Saving over 30 years | $132 | $0 |
(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Better.com
Rates as of Friday, April 26 2024 at 4:00 PM (Pacific Time)
| Better.com | ||
|---|---|---|
| Rate | 6.5% (APR=6.505%) | 6.875% (APR=7.052%) |
| Points / Credits | $83 | $3,200 |
| Payment | $1,011 | $1,051 |
| Saving over 30 years | $17,517 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)