Rates comparisons
Loan Factory vs. Wells Fargo
Rates as of Friday, September 29 2023 at 9:50 AM (Pacific Time)
| Wells Fargo | ||
|---|---|---|
| Rate | (APR=) | 6.75% (APR=7.105%) |
| Points / Credits | $9,777 | |
| Payment | $1,297 | |
| Saving over 30 years | $0 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Chase
Rates as of Friday, September 29 2023 at 9:50 AM (Pacific Time)
| Chase | ||
|---|---|---|
| Rate | 6.999% (APR=7.003%) | 7.375% (APR=7.482%) |
| Points / Credits | $114 | $2,853 |
| Payment | $1,996 | $2,072 |
| Saving over 30 years | $30,110 | $0 |
(Assumptions: Purchase price: $375,000. Loan amount: $300,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Citibank
Rates as of Friday, September 29 2023 at 9:50 AM (Pacific Time)
| Citibank | ||
|---|---|---|
| Rate | 6.75% (APR=6.75%) | 7.375% (APR=7.578%) |
| Points / Credits | $0 | $1,125 |
| Payment | $973 | $1,036 |
| Saving over 30 years | $23,805 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Bank of America
Rates as of Friday, September 29 2023 at 9:50 AM (Pacific Time)
| Bank of America | ||
|---|---|---|
| Rate | 6.999% (APR=7.014%) | 7.75% (APR=7.996%) |
| Points / Credits | $300 | $1,726 |
| Payment | $1,330 | $1,433 |
| Saving over 30 years | $38,506 | $0 |
(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Guaranteed Rate
Rates as of Friday, September 29 2023 at 9:50 AM (Pacific Time)
| Guaranteed Rate | ||
|---|---|---|
| Rate | 6.99% (APR=6.994%) | 7.25% (APR=7.552%) |
| Points / Credits | $137 | $3,346 |
| Payment | $2,326 | $2,388 |
| Saving over 30 years | $25,529 | $0 |
(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Better.com
Rates as of Friday, September 29 2023 at 9:51 AM (Pacific Time)
| Better.com | ||
|---|---|---|
| Rate | 6.999% (APR=7.009%) | 7% (APR=7.244%) |
| Points / Credits | $163 | $3,200 |
| Payment | $1,064 | $1,064 |
| Saving over 30 years | $3,037 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)