Financing for Your High-Value Home
Secure financing that exceeds conventional limits. We offer competitive rates and flexible terms for luxury properties and homes in high-cost areas.
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What is Jumbo Loan?
A jumbo loan is a mortgage that exceeds the conforming loan limits set by the Federal Housing Finance Agency (FHFA). Since these loans are not eligible for purchase by government-sponsored enterprises like Fannie Mae or Freddie Mac, they are considered non-conforming and are funded by private or portfolio lenders.
Jumbo loans cater to high-income borrowers purchasing or refinancing luxury or high-value properties, where the loan amount is above the county conforming limits.
Why Offer Jumbo Loan?
Offering Jumbo loans allows loan officers and lenders to serve a broader range of clients, especially those in high-cost markets. These loans provide flexibility and higher borrowing power for qualified clients.
Competitive interest rate for strong-credit borrowers
Available for primary, secondary, and investment properties
Fixed and adjustable-rate options
Allows portfolio diversification for lenders
Jumbo
Conforming
Others