Gregory Michael West

I believe homeownership should be possible for every family—no matter their background, credit profile, or financial challenges. My mission is simple: to serve Veterans, rural homebuyers, and ITIN borrowers with integrity, education, and customized mortgage solutions that open the door to real estate ownership and long-term wealth.

As a Mortgage Loan Officer with Loan Factory, I specialize in:

• VA Loans for Veterans & Active-Duty Service Members – Helping heroes maximize their VA benefits to buy, build, or refinance homes with $0 down. I’m passionate about showing Veterans how to use their entitlement not just once, but strategically, to build a real estate portfolio that creates generational wealth.

• USDA Rural Development Loans – Guiding buyers toward affordable housing options in qualifying rural areas with $0 down payment and low monthly costs. For families who thought homeownership was out of reach, this program can be life-changing.

• ITIN Mortgage Solutions – Supporting hardworking families who may not have a Social Security Number but are ready to invest in the American dream of homeownership. I take pride in educating ITIN buyers about their options and helping them purchase with confidence.

For me, this work is bigger than loans—it’s about building trust, providing clarity in an often confusing process, and ensuring my clients feel supported from the first conversation through closing day and beyond. Whether you’re a Veteran, a first-time buyer in a rural community, or an immigrant family building your future, I’m here to guide you every step of the way.