CA-San Jose

NMLS#: 320841

Address: 2195 Tully Road, San Jose, CA 95122

Office hours:
- Monday - Friday: 6:00 AM - 5:00 PM
- Saturday: By Appointment

State licenses:
  - AL: 22976
  - AL: 320841
  - AK: AK320841
  - AZ: BK-2005457
  - AR: 124754
  - CA: 01771313
  - CA: 60DBO-110501
  - CO: 320841
  - DE: 032910
  - DC: MLB320841
  - FL: MLD2334
  - GA: 320841
  - HI: HI-320841
  - ID: MBL-2080320841
  - IL: MB.6761525
  - IN: 320775
  - IN: 70981
  - IA: 2021-0158
  - KS: MC.0025672
  - KY: MC753976
  - LA: 320841
  - ME: 320841
  - MD: 320841
  - MA: MB320841
  - MI: FL0023417
  - MN: MN-MO-320841
  - MS: 320841
  - MO: 320841
  - MT: 320841
  - NE: 320841
  - NV: 5322
  - NH: 320841MB
  - NJ: 320841
  - NM: 320841
  - NC: B-194058
  - ND: ML104312
  - OH: RM.804641.000
  - OK: ML013775
  - OR: 320841
  - PA: 116324
  - RI: 20234628LB
  - SC: 320841
  - SC: MLS - 320841
  - SD: 320841.ML
  - TN: 224255
  - TX: 320841
  - UT: 10982851
  - VT: MB-320841
  - VA: MC-5846
  - WA: CL-320841
  - WV: MB-320841
  - WV: ML-320841
  - WI: 320841BR
  - WI: 320841BA
  - WY: 4963

Dinh Pham

Corporate LO Manager

Email: dinh.pham@loanfactory.com

Phone: (626) 566-8392

IN-NMLS: 2052517

Apply now

Google Reviews

Very professional and helpful team. Our loan closed smoothly. I’m happy with the experience! Highly recommend Loan Factory!

We had many opportunities working loạn office Thuy Nguyên. She was Patience, honest and communicative. Strongly recommend her!!!

Good experience with Loan Factory. Thanks to Don and Nami for the clear communication and smooth process from start to finish.

I want to thank Don from Loan Factory — a realtor and lender here in Richmond who truly works from the heart. Don says exactly what he can do and never oversells anything just to get clients. He is honest, responsible, and genuinely cares about helping the community. Throughout my home-buying journey, Don supported me step by step and always stood on my side. If you live in Virginia, especially in the Richmond area, Don is the person you should contact for both loans and buying or selling a home. Loan Factory is also professional, fast, and clear with their communication. I’m very satisfied and highly recommend them.

Working with Loan Factory has been an outstanding experience, especially thanks to Don and Bill, who supported me far beyond my expectations. At first, I was completely stuck with a loan from another lender, and the situation felt overwhelming and stressful. Don stepped in with patience, confidence, and real expertise. He guided me through every obstacle, explained every detail clearly, and helped me navigate a path I didn’t even know was possible. With his dedication—and Bill’s professional support working behind the scenes—they turned a difficult situation into a smooth and successful journey. Thanks to them, I was finally able to secure the home that I truly love. I’m deeply grateful for their hard work, honesty, and commitment. I highly recommend Loan Factory, especially Don (base in Richmond VA) and Bill (works in head office), to anyone looking for real support during the home-buying process.

Our Loan Officers

Thuan Nguyen

Loan Factory

NMLS#: 320775

License(s): AK, AL, AR, AZ, CA, CA, CO, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY

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5 5738 ratings

Thessy Onyenedum

Loan Factory

NMLS#: 1572748

License(s): CA

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5 150 ratings

Babak Moghaddam

Loan Factory

NMLS#: 278061

License(s): CA

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5 131 ratings

Mical Hagos

Loan Factory

NMLS#: 1952906

License(s): TX

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5 107 ratings

David Kim

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NMLS#: 1866309

License(s): CA, WA

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5 102 ratings

Charles Vu

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NMLS#: 241630

License(s): CA

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Marcel Calderon

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NMLS#: 1253516

License(s): CA

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5 71 ratings

Sobe Dhital

Loan Factory

NMLS#: 2389496

License(s): CA, DC, MD, PA, TX, VA, WA

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5 67 ratings

Jeffrey Ben-Davis

Loan Factory

NMLS#: 1249070

License(s): AZ, CA, CO, FL, IL, MA, MI, MO, NV, OH, PA, TX

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5 62 ratings

Chris Clark

Loan Factory

NMLS#: 1530367

License(s): CA

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5 59 ratings

Tien Le Hoang Dang

Loan Factory

NMLS#: 2226019

License(s): AL, AR, AZ, CA, CO, FL, IL, IN, LA, ME, MO, ND, NH, OR, PA, TN, TX, VA, WA

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5 59 ratings

George Missiha, MBA

Loan Factory

NMLS#: 1042820

License(s): FL, NJ, TN

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5 57 ratings

Chris Carter

Loan Factory

NMLS#: 619947

License(s): CA

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5 56 ratings

Damien L Grant

Loan Factory

NMLS#: 1266311

License(s): AZ, CA, TX

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4.9 52 ratings

LO Demo Account

Loan Factory

NMLS#: 320841

License(s): CA

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5 48 ratings

Christopher Villarreal

Loan Factory

NMLS#: 1673348

License(s): TX

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5 44 ratings

Diwas Adhikari

Loan Factory

NMLS#: 2292620

License(s): CA, CO, IA, KY, MD, MN, OH, PA, SD, TX, VA, WI

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5 43 ratings

Dung T Nguyen

Loan Factory

NMLS#: 2557943

License(s): CA, FL, HI, IN, MI, MN, OH, OR, PA, TX, WA

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5 42 ratings

Hanh Nguyen

Loan Factory

NMLS#: 1920157

License(s): AR, CA, CO, FL, IA, KS, KY, MI, MN, MO, OR, TX, VA, WA

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5 42 ratings

Maxwell Shifman

Loan Factory

NMLS#: 1604217

License(s): AL, AR, AZ, CA, CO, FL, IA, IL, IN, KY, MI, MN, MO, OH, OR, PA, TN, TX, UT, VA, WA

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5 42 ratings

Naima Dunn

Loan Factory

NMLS#: 2021704

License(s): NV

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4.9 41 ratings

Thu Le

Loan Factory

NMLS#: 2324610

License(s): CA, FL, KS, MD, OR, TX, VA, WV

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5 40 ratings

Kiro Habib

Loan Factory

NMLS#: 2566226

License(s): CA, FL, TN, TX

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5 39 ratings

Shawn Haghighi

Loan Factory

NMLS#: 2029525

License(s): CA, WA

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5 35 ratings

Vivian Pang

Loan Factory

NMLS#: 2012258

License(s): CA, FL

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5 35 ratings

Kyle Lai

Loan Factory

NMLS#: 1455132

License(s): CA

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5 34 ratings

Dan Horgan

Loan Factory

NMLS#: 249460

License(s): AZ, CA, NV, WA

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5 33 ratings

Maikel Hanna

Loan Factory

NMLS#: 2583311

License(s): PA, VA

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5 32 ratings

Nikki ChiChi Godwin

Loan Factory

NMLS#: 1004322

License(s): CA, CO, TX

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5 31 ratings

Craig Barton

Loan Factory

NMLS#: 329813

License(s): AL, AZ, CA, CO, FL, IA, ID, KY, MI, MN, MO, OR, PA, TN, TX, UT, VA, WA, WI

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5 31 ratings

Chris Pickett

Loan Factory

NMLS#: 399246

License(s): MA, NH

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5 30 ratings

Christine Furnari

Loan Factory

NMLS#: 257826

License(s): CA

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5 29 ratings

Christopher Max

Loan Factory

NMLS#: 8705

License(s): FL, MA, ME, NH

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5 29 ratings

Duy Lai

Loan Factory

NMLS#: 2662325

License(s): AL, AR, AZ, CA, FL, MI, MN, NM, OK, PA, TX, VA, WA

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5 29 ratings

Michael Mannino

Loan Factory

NMLS#: 1149616

License(s): CA, NV

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5 28 ratings

Yilin Yu

Loan Factory

NMLS#: 1527530

License(s): CA, WA

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5 27 ratings

Erick Salmeron

Loan Factory

NMLS#: 1174357

License(s): CA

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5 25 ratings

Michael Schad

Loan Factory

NMLS#: 1018725

License(s): CA, FL, IL, IN, KY

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5 25 ratings

Marty Hoffman

Loan Factory

NMLS#: 1372600

License(s): CO, UT

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5 24 ratings

Travis Egan

Loan Factory

NMLS#: 655284

License(s): FL, KY, TN

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4.8 24 ratings

Ali Shariat

Loan Factory

NMLS#: 1969265

License(s): CA, TX, VA

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5 23 ratings

Jana Lozovanu

Loan Factory

NMLS#: 2226979

License(s): CA, TX

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5 23 ratings

David Shearer

Loan Factory

NMLS#: 2251435

License(s): CA

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5 22 ratings

Greg Wilcox

Loan Factory

NMLS#: 277718

License(s): CA, OR, WA

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5 22 ratings

Jody Richards

Loan Factory

NMLS#: 398979

License(s): CA

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4.9 22 ratings

Larry Ulsh

Loan Factory

NMLS#: 1294641

License(s): AZ, CA, ID

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5 22 ratings

Bernice Mitchell

Loan Factory

NMLS#: 2110021

License(s): OK, TX

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5 21 ratings

Christine Thierry

Loan Factory

NMLS#: 129359

License(s): PA

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4.6 19 ratings

John P Lemos

Loan Factory

NMLS#: 613321

License(s): CA

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4.8 19 ratings

Raleigh Morrison

Loan Factory

NMLS#: 2511940

License(s): FL

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5 19 ratings

Sudhavahini Gumidelly

Loan Factory

NMLS#: 2167577

License(s): CA, MI, TX, VA

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5 19 ratings

Felina Zhang

Loan Factory

NMLS#: 2459857

License(s): CA, FL, NV, TX, WA

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5 18 ratings

Mark Dowling

Loan Factory

NMLS#: 239108

License(s): AL, AZ

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5 18 ratings

Nilima Brahmbhatt

Loan Factory

NMLS#: 1921386

License(s): DE, FL, IL, MI, TX, VA, WV

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5 17 ratings

Carol Reiss

Loan Factory

NMLS#: 987612

License(s): CA, TX

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5 16 ratings

Ujwol Shrestha

Loan Factory

NMLS#: 2557261

License(s): CA, KS, TX

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5 16 ratings

Emmett Clark

Loan Factory

NMLS#: 233747

License(s): AL, AZ, CA, CO, FL, HI, IA, ID, KS, KY, MO, OR, TN, TX, UT, VA, WA

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5 16 ratings

Kevin Nguyen

Loan Factory

NMLS#: 1825934

License(s): AZ, CA, WA

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4.9 16 ratings

Arthur Vasquez

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NMLS#: 2031006

License(s): WA

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5 16 ratings

Thao Vo

Loan Factory

NMLS#: 950864

License(s): CA

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5 16 ratings