CA-San Jose

It was a great experience working with the team throughout my loan process. Teena was especially wonderful—professional, patient, and always quick to respond to my questions. She made the whole process smooth and stress-free. I truly appreciate her support and highly recommend her and the team to anyone looking for excellent service and great rates.

Loan Factory is our go to for all of our financing needs, we are repeated clients and had multiple transactions done througout the years, we do get best of all rates everytime compared to other loan brokers, just wanted to also shoutout to Matt, Jason and the team those assited us from A-Z for an exceptional experience, it's a breeze in the park! i would highly recommended to anyone for their financial needs. Thank you :)) Jim & Lyn

The team is efficient, professional, and helpful. I highly recommend their services.

I want to give a heartfelt thank-you to my loan officers, Sophie and Phillip, for all their help with purchasing my new home in Saint Augustine. From the very beginning, they made the loan process easy to understand and stress-free. Sophie was incredibly patient and knowledgeable, always taking the time to explain each step and make sure I felt confident with every decision. Phillip was just as amazing — responsive, professional, and always willing to go the extra mile to keep things moving smoothly. Because of their hard work and dedication, I was able to close on my dream home without any issues. I’m so grateful for everything they did and highly recommend Sophie and Phillip to anyone looking for a reliable, caring, and professional loan team. Thank you both so much!

It was very easy to work with Loan Factory to get our loan for our new house. They communicated well and were there for us whenever we had questions. It was great service!

Great to work with, very communicative, and takes the time to explain the different options and avenues to get the best rates with the quickest break even. Will work with agagin!