CA-San Jose

NMLS#: 320841

Address: 2195 Tully Road, San Jose, CA 95122

Office hours:
- Monday - Friday: 6:00 AM - 5:00 PM
- Saturday: By Appointment

State licenses:
  - AL: 22976
  - AL: 320841
  - AK: AK320841
  - AZ: BK-2005457
  - AR: 124754
  - CA: 01771313
  - CA: 60DBO-110501
  - CO: 320841
  - DE: 032910
  - DC: MLB320841
  - FL: MLD2334
  - GA: 320841
  - HI: HI-320841
  - ID: MBL-2080320841
  - IL: MB.6761525
  - IN: 320775
  - IN: 70981
  - IA: 2021-0158
  - KS: MC.0025672
  - KY: MC753976
  - LA: 320841
  - ME: 320841
  - MD: 320841
  - MA: MB320841
  - MI: FL0023417
  - MI: SL0027009
  - MN: MN-MO-320841
  - MS: 320841
  - MO: 320841
  - MT: 320841
  - NE: 320841
  - NV: 5322
  - NH: 320841MB
  - NJ: 320841
  - NM: 320841
  - NC: B-194058
  - ND: ML104312
  - OH: RM.804641.000
  - OK: ML013775
  - OR: 320841
  - PA: 116324
  - RI: 20234628LB
  - SC: 320841
  - SC: MLS - 320841
  - SD: 320841.ML
  - TN: 224255
  - TX: 320841
  - UT: 10982851
  - VT: MB-320841
  - VA: MC-5846
  - WA: CL-320841
  - WV: MB-320841
  - WV: ML-320841
  - WI: 320841BR
  - WI: 320841BA
  - WY: 4963

Dinh Pham

Corporate LO Manager

Email: dinh.pham@loanfactory.com

Phone: (626) 566-8392

IN-NMLS: 2052517

Apply now

Google Reviews

From start to finish, the team at Loan Factory (Leo, Don, and Ivy) were efficient, professional, and courteous. As a first-time homebuyer, they made the loan process feel organized, clear, and manageable. They kept me on track at every stage, provided thoughtful guidance that helped me raise my credit score, and carefully reviewed my numbers to help reduce my overall closing costs. Leo and Don were responsive, knowledgeable, and dependable. They were always available to help answer questions, even outside of typical business hours, and worked diligently to organize my documents, secure funding paperwork, and coordinate with the lender to ensure everything was accepted smoothly. Thanks to their support and communication, the lender was able to waive the appraisal contingency, which significantly reduced my expenses. Leo, Don, and Ivy worked proactively and efficiently, completing my loan contingency and having everything fully prepared well ahead of the closing date for my peace of mind. Their pricing was exceptional—the interest rate and closing costs they helped me secure outperformed every other lender I compared, and the 1% commission made the value even stronger. Furthermore, the Loan Factory website is clean, easy to navigate, safe, and secure - which makes uploading information and tracking progress straightforward and simple. Overall, this team exceeded my expectations. If you’re looking for a loan team that is proactive, highly responsive, and truly advocates for your best interests, I would highly recommend Loan Factory.

Minh Vo & Steve Nguyen go beyong and above to help closing as fast as you wish. Excellent services and communication.

Amazing guys to work with Very Professional and prompt

Thanks to the relentless efforts of Von, Jaden, and Fiona, I successfully moved into my new home. Highly appreciative of their support.

I personally wanted to thank Alex & Snippy for the outstanding job they working on my loan,, smooth & efficient, great job everyone

I've closed 9 loans with Loan Factory and they are always awesome. Always look forward to doing business with them and no one can beat them, guaranteed.

Our Loan Officers

Thuan Nguyen

Loan Factory

NMLS#: 320775

License(s): AK, AL, AR, AZ, CA, CA, CO, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY

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5 5738 ratings

Thessy Onyenedum

Loan Factory

NMLS#: 1572748

License(s): CA

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5 150 ratings

Babak Moghaddam

Loan Factory

NMLS#: 278061

License(s): CA

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5 136 ratings

Mical Hagos

Loan Factory

NMLS#: 1952906

License(s): OK, TX

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5 108 ratings

David Kim

Loan Factory

NMLS#: 1866309

License(s): WA

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5 106 ratings

Charles Vu

Loan Factory

NMLS#: 241630

License(s): CA

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3.8 79 ratings

Sobe Dhital

Loan Factory

NMLS#: 2389496

License(s): CA, DC, DE, MD, PA, TX, VA, WA

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5 77 ratings

Tien Le Hoang Dang

Loan Factory

NMLS#: 2226019

License(s): AL, AR, AZ, CA, CO, FL, IL, IN, KY, LA, ME, MI, MO, ND, NH, NM, OK, OR, PA, TN, TX, VA, WA

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5 75 ratings

Marcel Calderon

Loan Factory

NMLS#: 1253516

License(s): CA

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5 71 ratings

George Missiha, MBA

Loan Factory

NMLS#: 1042820

License(s): FL, GA, IL, MI, NJ, TN, VA

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5 63 ratings

Jeffrey Ben-Davis

Loan Factory

NMLS#: 1249070

License(s): AZ, CA, CO, FL, IL, MA, MI, MO, NV, OH, PA, TX

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5 62 ratings

Alex MacLagan

Loan Factory

NMLS#: 1912744

License(s): WI

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5 59 ratings

Chris Clark

Loan Factory

NMLS#: 1530367

License(s): CA

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5 59 ratings

Chris Carter

Loan Factory

NMLS#: 619947

License(s): CA

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5 56 ratings

Hanh Nguyen

Loan Factory

NMLS#: 1920157

License(s): AR, AZ, CA, CO, FL, IA, IL, KS, KY, MI, MN, MO, ND, NH, OR, TX, VA, WA

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5 46 ratings

Maxwell Shifman

Loan Factory

NMLS#: 1604217

License(s): AL, AR, AZ, CA, CO, FL, IA, IL, IN, KY, MI, MN, MO, OH, OR, PA, TN, TX, UT, VA, WA

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5 46 ratings

Christopher Villarreal

Loan Factory

NMLS#: 1673348

License(s): TX

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5 44 ratings

Diwas Adhikari

Loan Factory

NMLS#: 2292620

License(s): CA, CO, IA, KY, MD, MN, OH, PA, SD, TX, VA, WI

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5 43 ratings

Dung T Nguyen

Loan Factory

NMLS#: 2557943

License(s): CA, FL, HI, IN, MI, MN, OH, OR, PA, TX, WA

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5 43 ratings

Thu Le

Loan Factory

NMLS#: 2324610

License(s): FL, KS, MD, OR, TX, VA, WV

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5 43 ratings

Damien L Grant

Loan Factory

NMLS#: 1266311

License(s): AZ, CA, FL, TX

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4.9 42 ratings

Naima Dunn

Loan Factory

NMLS#: 2021704

License(s): NV

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4.9 41 ratings

Kyle Lai

Loan Factory

NMLS#: 1455132

License(s): CA

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5 39 ratings

Maikel Hanna

Loan Factory

NMLS#: 2583311

License(s): PA, VA

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5 37 ratings

Vivian Pang

Loan Factory

NMLS#: 2012258

License(s): CA, FL

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5 37 ratings

Shawn Haghighi

Loan Factory

NMLS#: 2029525

License(s): CA, WA

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5 36 ratings

Dan Horgan

Loan Factory

NMLS#: 249460

License(s): AZ, CA, WA

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5 34 ratings

Nikki ChiChi Godwin

Loan Factory

NMLS#: 1004322

License(s): CA, CO, TX

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5 31 ratings

Craig Barton

Loan Factory

NMLS#: 329813

License(s): AL, AZ, CA, CO, FL, IA, ID, IL, KY, MI, MN, MO, OH, OR, PA, TN, TX, UT, VA, WA, WI

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5 31 ratings

Chris Pickett

Loan Factory

NMLS#: 399246

License(s): MA, NH

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5 30 ratings

Christine Furnari

Loan Factory

NMLS#: 257826

License(s): CA

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5 30 ratings

Yilin Yu

Loan Factory

NMLS#: 1527530

License(s): CA, WA

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5 30 ratings

Christopher Max

Loan Factory

NMLS#: 8705

License(s): FL, MA, ME, NH

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5 29 ratings

Duy Hoang Lai

Loan Factory

NMLS#: 2662325

License(s): AL, AR, AZ, CA, FL, IL, MI, MN, NM, OK, PA, TX, VA, WA

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5 29 ratings

Michael Mannino

Loan Factory

NMLS#: 1149616

License(s): CA, NV

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5 28 ratings

Michael Schad

Loan Factory

NMLS#: 1018725

License(s): CA, FL, IL, IN, KY

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5 26 ratings

Travis Egan

Loan Factory

NMLS#: 655284

License(s): FL, KY, TN

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4.8 26 ratings

Erick R. Salmeron

Loan Factory

NMLS#: 1174357

License(s): CA

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5 25 ratings

Marty Hoffman

Loan Factory

NMLS#: 1372600

License(s): CO, UT

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5 24 ratings

Greg Wilcox

Loan Factory

NMLS#: 277718

License(s): CA, ID, OR, TX, WA

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5 23 ratings

Ali Shariat

Loan Factory

NMLS#: 1969265

License(s): CA, TX, VA

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5 23 ratings

Jana Lozovanu

Loan Factory

NMLS#: 2226979

License(s): TX

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5 23 ratings

David Shearer

Loan Factory

NMLS#: 2251435

License(s): CA

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5 22 ratings

Jody Richards

Loan Factory

NMLS#: 398979

License(s): CA

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4.9 22 ratings

Larry Ulsh

Loan Factory

NMLS#: 1294641

License(s): AZ, CA, ID

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5 22 ratings

Bernice Mitchell

Loan Factory

NMLS#: 2110021

License(s): OK, TX

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5 22 ratings

DeShawn Curtis

Loan Factory

NMLS#: 2383103

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5 20 ratings

Christine Thierry

Loan Factory

NMLS#: 129359

License(s): PA

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4.6 19 ratings

Lisa Le

Loan Factory

NMLS#: 697234

License(s): CA, DE, FL, GA, IL, IN, MA, ME, NC, NH, TX

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5 19 ratings

John P Lemos

Loan Factory

NMLS#: 613321

License(s): CA

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4.8 19 ratings

Mark Dowling

Loan Factory

NMLS#: 239108

License(s): AL, AZ, CA

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5 19 ratings

Raleigh Morrison

Loan Factory

NMLS#: 2511940

License(s): FL

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5 19 ratings

Sudhavahini Gumidelly

Loan Factory

NMLS#: 2167577

License(s): CA, MI, TX, VA

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5 19 ratings

Carol Reiss

Loan Factory

NMLS#: 987612

License(s): CA, TX

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5 18 ratings

Felina Zhang

Loan Factory

NMLS#: 2459857

License(s): CA, FL, NV, TX, WA

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5 18 ratings

Nilima Brahmbhatt

Loan Factory

NMLS#: 1921386

License(s): DE, FL, IL, MI, TX, VA, WV

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5 18 ratings

Kevin Nguyen

Loan Factory

NMLS#: 1825934

License(s): AZ, CA, WA

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4.9 18 ratings

Aiswarya Lakshmi Srinivasan

Loan Factory

NMLS#: 2658883

License(s): AR, CA, FL, GA, MN, NC, TX

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5 18 ratings

Maryam Nasehipour

Loan Factory

NMLS#: 2363691

License(s): TX

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5 18 ratings

Mingming Cai

Loan Factory

NMLS#: 2157762

License(s): CA, FL, WA

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5 18 ratings