CA-San Jose

NMLS#: 320841

Address: 2195 Tully Road, San Jose, CA 95122

Office hours:
- Monday - Friday: 6:00 AM - 5:00 PM
- Saturday: By Appointment

State licenses:
  - AL: 22976
  - AL: 320841
  - AK: AK320841
  - AZ: BK-2005457
  - AR: 124754
  - CA: 01771313
  - CA: 60DBO-110501
  - CO: 320841
  - DE: 032910
  - DC: MLB320841
  - FL: MLD2334
  - GA: 320841
  - HI: HI-320841
  - ID: MBL-2080320841
  - IL: MB.6761525
  - IN: 320775
  - IN: 70981
  - IA: 2021-0158
  - KS: MC.0025672
  - KY: MC753976
  - LA: 320841
  - ME: 320841
  - MD: 320841
  - MA: MB320841
  - MI: FL0023417
  - MI: SL0027009
  - MN: MN-MO-320841
  - MS: 320841
  - MO: 320841
  - MT: 320841
  - NE: 320841
  - NV: 5322
  - NH: 320841MB
  - NJ: 320841
  - NM: 320841
  - NC: B-194058
  - ND: ML104312
  - OH: RM.804641.000
  - OK: ML013775
  - OR: 320841
  - PA: 116324
  - RI: 20234628LB
  - SC: 320841
  - SC: MLS - 320841
  - SD: 320841.ML
  - TN: 224255
  - TX: 320841
  - UT: 10982851
  - VT: MB-320841
  - VA: MC-5846
  - WA: CL-320841
  - WV: MB-320841
  - WV: ML-320841
  - WI: 320841BR
  - WI: 320841BA
  - WY: 4963

Dinh Pham

Corporate LO Manager

Email: dinh.pham@loanfactory.com

Phone: (626) 566-8392

IN-NMLS: 2052517

Apply now

Google Reviews

Not gonna lie, they made the impossible possible

Buying a home is supposed to be stressful, but somehow this team made the entire process feel so smooth and reassuring. From the very beginning, we felt like we were in good hands. Everything moved faster than expected, communication was clear, and every detail was handled with such professionalism and care that we genuinely had less to worry about and could actually sleep peacefully at night lol. Huge appreciation to Ethan, who truly went above and beyond for us. He was incredibly responsive, thoughtful, patient, and you could really tell how much effort he put into making sure everything went smoothly. No question ever felt like a bother, and he always made us feel supported and informed every step of the way. And a special shoutout to CEO Thuan as well — great leadership truly shows through the team. You can tell the level of professionalism, care, and efficiency comes from strong leadership and excellent training. That kind of culture is hard to find, and it made such a difference in our experience. This team is knowledgeable, experienced, and genuinely cares about the people they help. We’re beyond grateful for how seamless they made such a huge milestone in our lives. Couldn’t have asked for a better team to go through this journey with!

Great experience working with loanfactory! Definetely refer friends to loanfactory.

We recently had a loan completed by Loan Factory and they delivered what they promised initially. We want to thank Matt Hang & Norah Pham for their help with our loan. They were very professional and responsive during the loan process. We will definitely come back and refer family and friends to Loan Factory for our mortgage/refinance.

I had a great experience working with my loan officer-Teena Nguyen and Percy Vo, throughout the entire home financing process. From the beginning, they were knowledgeable, responsive, and very patient in answering all of my questions. They clearly explained each step, making what could have been a stressful process feel smooth and manageable. Communication was excellent—they kept me updated regularly and made sure I understood all my options before making decisions. Their attention to detail and commitment really helped everything stay on track, leading to a timely and successful closing. I truly appreciate their professionalism and dedication, and I would highly recommend them to anyone looking for a reliable and trustworthy loan officer.

Our Loan Officers

Thuan Nguyen

Loan Factory

NMLS#: 320775

License(s): AK, AL, AR, AZ, CA, CA, CO, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY

GET CONNECTED

5 5738 ratings

Thessy Onyenedum

Loan Factory

NMLS#: 1572748

License(s): CA, FL

GET CONNECTED

5 153 ratings

Babak Moghaddam

Loan Factory

NMLS#: 278061

License(s): CA

GET CONNECTED

5 138 ratings

David Kim

Loan Factory

NMLS#: 1866309

License(s): TN, WA

GET CONNECTED

5 117 ratings

Mical Hagos

Loan Factory

NMLS#: 1952906

License(s): OK, TX

GET CONNECTED

5 108 ratings

Tien Le Hoang Dang

Loan Factory

NMLS#: 2226019

License(s): AL, AR, AZ, CA, CO, DE, FL, IL, IN, KY, LA, MD, ME, MI, MN, MO, ND, NH, NM, OH, OK, OR, PA, SD, TN, TX, VA, WA

GET CONNECTED

4.9 97 ratings

Sobe Dhital

Loan Factory

NMLS#: 2389496

License(s): CA, DC, DE, MD, PA, TX, VA, WA

GET CONNECTED

5 84 ratings

Marcel Calderon

Loan Factory

NMLS#: 1253516

License(s): CA

GET CONNECTED

5 72 ratings

Sheilla Lavadia

Loan Factory

NMLS#: 1399453

License(s): AZ, FL, HI, NM, OR, TX, WA

GET CONNECTED

5 68 ratings

George Missiha, MBA

Loan Factory

NMLS#: 1042820

License(s): FL, GA, IL, MI, NJ, TN, VA

GET CONNECTED

5 66 ratings

Jeffrey Davis

Loan Factory

NMLS#: 1249070

License(s): AZ, CA, CO, FL, IL, MA, MI, MO, NV, OH, PA, TX

GET CONNECTED

5 63 ratings

Alex MacLagan

Loan Factory

NMLS#: 1912744

License(s): WI

GET CONNECTED

5 62 ratings

Chris Clark

Loan Factory

NMLS#: 1530367

License(s): CA

GET CONNECTED

5 60 ratings

Kevin Dinh

Loan Factory

NMLS#: 2551385

License(s): FL, MN, OK, TX, WA

GET CONNECTED

5 60 ratings

Maxwell Shifman

Loan Factory

NMLS#: 1604217

License(s): AL, AR, AZ, CA, CO, FL, IA, IL, IN, KY, MI, MN, MO, OH, OR, PA, TN, TX, UT, VA, WA

GET CONNECTED

5 58 ratings

Chris Carter

Loan Factory

NMLS#: 619947

License(s): CA

GET CONNECTED

5 57 ratings

Dung T Nguyen

Loan Factory

NMLS#: 2557943

License(s): FL, HI, IN, MI, MN, OR, PA, TX, WA

GET CONNECTED

5 54 ratings

Thu Le

Loan Factory

NMLS#: 2324610

License(s): CO, FL, KS, MD, OH, OR, PA, TX, VA, WA, WV

GET CONNECTED

5 53 ratings

Hanh Nguyen

Loan Factory

NMLS#: 1920157

License(s): AR, AZ, CA, CO, FL, IA, IL, KS, KY, MI, MN, MO, ND, NH, OR, TX, VA, WA

GET CONNECTED

5 51 ratings

Maikel Hanna

Loan Factory

NMLS#: 2583311

License(s): PA, VA

GET CONNECTED

5 51 ratings

Diwas Adhikari

Loan Factory

NMLS#: 2292620

License(s): CA, KY, MN, OH, PA, TX

GET CONNECTED

5 47 ratings

Jacob Cole Haddan

Loan Factory

NMLS#: 232061

License(s): IL, MI, NC, TX, WA

GET CONNECTED

5 45 ratings

Kyle Lai

Loan Factory

NMLS#: 1455132

License(s): CA

GET CONNECTED

5 45 ratings

Vivian Pang

Loan Factory

NMLS#: 2012258

License(s): CA, FL

GET CONNECTED

5 45 ratings

Christopher Villarreal

Loan Factory

NMLS#: 1673348

License(s): TX

GET CONNECTED

5 44 ratings

Damien L Grant

Loan Factory

NMLS#: 1266311

License(s): AZ, CA, FL, TX

GET CONNECTED

4.9 43 ratings

Naima Dunn

Loan Factory

NMLS#: 2021704

License(s): NV

GET CONNECTED

4.9 41 ratings

Craig Barton

Loan Factory

NMLS#: 329813

License(s): AL, AR, AZ, CA, CO, FL, IA, ID, IL, KY, MI, MN, MO, OH, OR, PA, TN, TX, UT, VA, WA, WI

GET CONNECTED

5 37 ratings

Dan Horgan

Loan Factory

NMLS#: 249460

License(s): AZ, CA, WA

GET CONNECTED

5 37 ratings

Shawn Haghighi

Loan Factory

NMLS#: 2029525

License(s): CA, WA

GET CONNECTED

5 37 ratings

Vanessa Schlitt

Loan Factory

NMLS#: 2103600

License(s): FL, TN, VA

GET CONNECTED

5 37 ratings

Duy Hoang Lai

Loan Factory

NMLS#: 2662325

License(s): AL, AR, AZ, CA, FL, IL, MI, MN, NM, OK, PA, TX, VA, WA

GET CONNECTED

5 35 ratings

Nikki ChiChi Godwin

Loan Factory

NMLS#: 1004322

License(s): CO, TX

GET CONNECTED

5 32 ratings

Michael Schad

Loan Factory

NMLS#: 1018725

License(s): FL, IL, IN, KY

GET CONNECTED

5 32 ratings

Christine Furnari

Loan Factory

NMLS#: 257826

License(s): CA

GET CONNECTED

5 30 ratings

Christopher Max

Loan Factory

NMLS#: 8705

License(s): FL, MA, ME, NH

GET CONNECTED

5 29 ratings

Yilin Yu

Loan Factory

NMLS#: 1527530

License(s): CA, WA

GET CONNECTED

5 29 ratings

Thao Vo

Loan Factory

NMLS#: 950864

License(s): CA

GET CONNECTED

5 29 ratings

Travis Egan

Loan Factory

NMLS#: 655284

License(s): FL, KY, TN

GET CONNECTED

4.8 29 ratings

Kyle Wegg

Loan Factory

NMLS#: 2713037

License(s): CA, VA

GET CONNECTED

5 28 ratings

Michael Mannino

Loan Factory

NMLS#: 1149616

License(s): CA, NV, WI

GET CONNECTED

5 28 ratings

Ali Shariat

Loan Factory

NMLS#: 1969265

License(s): CA, TX, VA

GET CONNECTED

5 27 ratings

Erick R. Salmeron

Loan Factory

NMLS#: 1174357

License(s): CA

GET CONNECTED

5 26 ratings

Greg Wilcox

Loan Factory

NMLS#: 277718

License(s): CA, ID, OR, TX, WA

GET CONNECTED

5 26 ratings

LO Demo Account

Loan Factory

NMLS#: 320841

License(s): CA

GET CONNECTED

5 25 ratings

Jana Lozovanu

Loan Factory

NMLS#: 2226979

License(s): TX

GET CONNECTED

5 25 ratings

Marty Hoffman

Loan Factory

NMLS#: 1372600

License(s): CO, UT

GET CONNECTED

5 25 ratings

Ujwol Shrestha

Loan Factory

NMLS#: 2557261

License(s): CA, KS, TX

GET CONNECTED

5 24 ratings

Lisa Le

Loan Factory

NMLS#: 697234

License(s): CA, DE, FL, GA, IL, IN, MA, ME, NC, NH, TX

GET CONNECTED

5 24 ratings

Naresh Ravuri

Loan Factory

NMLS#: 2527635

License(s): CA, FL, TX, WA

GET CONNECTED

5 24 ratings

Duc Dang

Loan Factory

NMLS#: 854019

License(s): AZ, CA, CO, DC, FL, MD, MN, OR, TX

GET CONNECTED

5 23 ratings

Larry Ulsh

Loan Factory

NMLS#: 1294641

License(s): AZ, CA, ID

GET CONNECTED

5 23 ratings

Mingming Cai

Loan Factory

NMLS#: 2157762

License(s): CA, FL, TX, WA

GET CONNECTED

5 23 ratings

Tatiana Bougdaeva

Loan Factory

NMLS#: 750085

License(s): FL, GA, MA, NH, PA

GET CONNECTED

5 22 ratings

Carol Reiss

Loan Factory

NMLS#: 987612

License(s): TX

GET CONNECTED

5 22 ratings

David Shearer

Loan Factory

NMLS#: 2251435

License(s): CA

GET CONNECTED

5 22 ratings

Jody Richards

Loan Factory

NMLS#: 398979

License(s): CA

GET CONNECTED

4.9 22 ratings

Kevin Nguyen

Loan Factory

NMLS#: 1825934

License(s): AZ, CA, WA

GET CONNECTED

5 22 ratings

DeShawn Curtis

Loan Factory

NMLS#: 2383103

License(s): CA

GET CONNECTED

5 22 ratings

Bernice Mitchell

Loan Factory

NMLS#: 2110021

License(s): OK, TX

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5 22 ratings