David Kim

Loan Factory

Phone: (425) 326-0477

Licensed state: Washington, California


About me

Welcome to Team Kim!

Ranked Top 10 Loan Officers amongst 600 different loan officers. 

David is a dedicated professional with over 8 years of experience in the Economic industry. He's passionate about helping people achieve their real estate goals. Through his expertise, he empowers clients with valuable insights and data-driven tools, guiding them in making informed decisions about home financing. David expertly guides clients through intricate loan processes, ensuring he's readily available to address any inquiries they may have 24/7. He excels in offering the best products and rates for clients, ensuring they save on their mortgages. He's a reliable partner to top producing real estate agents and offices in WA state fostering growing business outcomes for them. David approaches his work with a unique perspective—he sees each individual not as a mere client, but rather as a friend on a shared journey to navigate the mortgage process to help them save and invest. 

David holds a Bachelor's degree in Economics from one of the top liberal arts schools, Kenyon College. His team speaks English, Vietnamese, and Korean.

Beyond work, he loves traveling, enjoying good food, cafes, learning and soccer. Visca Barça! 

Google and Loan Factory reviews

David Kim's avatar

David Kim

Aug 18, 2023, 11:41 PM

First loan with loan factory. I thought the preapproval process could have been a little faster with this one. Team did really well during the process though and managed to close earlier than expected. I enjoyed Jayden working through the transaction. Outside of preapproval taking about 2 weeks we got the transaction closed on time and borrowers family was pretty happy

Mar Joshua Morandarte's avatar

Mar Joshua Morandarte

Sep 22, 2023, 1:19 PM

the best LO

Alice Nguyen's avatar

Alice Nguyen

Oct 7, 2023, 10:25 AM

David is an exceptional loan officer. His quick responses, effective guidance, and outstanding communication set him apart. He answered my questions promptly and made the loan process stress-free. I highly recommend David to anyone seeking financial assistance. He genuinely cares about his clients and makes the process smooth and easy. Working with him was a pleasure, and I'm grateful for his expertise.

Shiela Marie Gulfan's avatar

Shiela Marie Gulfan

Nov 6, 2023, 5:56 PM

David is one of the best LOs I have worked with. He is assistive and responsive. Very hands-on, too. I am also thankful on how appreciative he is. Thanks, David!

Alisia Do's avatar

Alisia Do

Nov 7, 2023, 12:15 PM

Tom Le's avatar

Tom Le

Nov 7, 2023, 12:14 PM

David Kim is the best David Kim is the best David Kim is the best David Kim is the best

Randy Thang Nguyen's avatar

Randy Thang Nguyen

Dec 5, 2023, 2:07 PM

Hieu Nguyen's avatar

Hieu Nguyen

Dec 8, 2023, 2:45 PM

Wonderful loan agent to work with. He worked hard on my case and made many jumps through hoops and obstacles to get the loan secure!

THI TY TRAN's avatar


Dec 21, 2023, 4:23 PM

David is a reputable, enthusiastic and fast worker. I'm very happy and lucky to work with him.

Thi Phuong Dung Ngo's avatar

Thi Phuong Dung Ngo

Jan 5, 2024, 1:15 PM

Sincerely thank you for your enthusiastic and professional help. You guys are absolutely wonderful❤️❤️❤️

Kim Nguyen's avatar

Kim Nguyen

Jan 12, 2024, 1:15 PM

I am very fortunate to have the help of the Factory team. The Loan factory team works professionally and conscientiously. I am very pleased to work with the team. thank you ,,,,,,!so much for helping me 👍.

Anh Giau Nguyen's avatar

Anh Giau Nguyen

Jan 19, 2024, 5:40 PM

He works very quickly to support borrowers in the best way.Thanks David. 😍

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