HomeXpress Mortgage Corp
1936 East Deere Avenue, Santa Ana, CA 92705
https://homexmortgage.com/
Đánh giá nội bộ
(4 đánh giá)
Tổng số khoản vay đã hoàn tất với Loan Factory
165
Tổng số khoản vay đã hoàn tất với Loan Factory (12 tháng qua)
145
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Thông tin cơ bản
HomeXpress Mortgage Corp. It's Successors and/or Assigns, 1936 East Deere Avenue Suite 200 Santa Ana, California 92705
HomeXpress Mortgage Corp. It's Successors and/or Assigns, 1936 East Deere Avenue Suite 200 Santa Ana, California 92705
Chính sách khóa & Phí
Chính sách khóa
7 days: .125pt cost
15 days: .375pt cost
After 30days of lock expiration.
Thị trường ngách & Hạn chế của đơn vị cho vay
DSCR CASH OUT TO 80% @720 FICO
ASSETT EXPRESS/ASSIST
1) Co-Borrower does not need to have credit to be on the loan
2) Asset converted to additional income to supplement primary source of income
3) Can use the higher score between the Borrower and Co-borrower.
Consumer and Business loans in 48 states (not offering in NY, VT, ND & SD)
• 90% purchase and refi R&T with Bank Statements
• P&L Only Program
• Non-Warrantable Condos
• Short-Term Rentals
• Loans Amounts up to $4mm
• No Income Doc Non-Owner Program
• Still qualify if DSCR below .75
• Allowed to originate DSCR loans without NMLS license (States that do not require license)
• Financed discount points to offset Lender Paid Comp
• Asset based programs (qualify based on 401k, stocks, bonds, cash)
• Asset Assist Program (adds up to 50% additional income for DTI using assets)
• No Credit needed for Co-borrower
• DTI up to 55%
• 1x60 allowed on mortgage history
• 1 day out of BK ok
• 1 day out of F/C ok
• Cash out can be used as reserves.
• Foreign National Programs up to 75%
• 24-48hr Underwriting Decisions
Thời gian xử lý của đơn vị cho vay
2
1
1
Đánh giá - HomeXpress Mortgage Corp
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