Foundation Mortgage Corporation
1680 Michigan Avenue, Miami Beach, FL 33139
https://www.foundationmortgage.com/
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Thông tin cơ bản
Conventional
Home Ready
Home Possible
Home Style (Fannie Renovation)
FHA
FHA Streamline
VA
VA IRRRL
USDA
Mortgagee Clause: Foundation Mortgage Corporation ISAOA ATIMA 1680 Michigan Ave, Ste. 700 Miami Beach, FL 33139
N/A
Chính sách khóa & Phí
Chính sách khóa
Depends on program
.25 relock cost
Không
Thị trường ngách & Hạn chế của đơn vị cho vay
Standard Products
• Bank Statement Loans – Up to 90% profit margin with CPA letter
• P&L Only – No bank statements needed, up to $3M (CPA, EA, or CTEC)
• 1099 Only – Use 90% of reported income
• DSCR – High, Low & No Ratio options
• Foreign National – Fast, flexible, and easy
• Asset Depletion – Divide assets by 60 months
• ITIN Loans
• Condotels & Non-Warrantable Condos
• P&L Only – No bank statements needed, up to $3M (CPA, EA, or CTEC)
• 1099 Only – Use 90% of reported income
• DSCR – High, Low & No Ratio options
• Foreign National – Fast, flexible, and easy
• Asset Depletion – Divide assets by 60 months
• ITIN Loans
• Condotels & Non-Warrantable Condos
Niche Products
- Up to 90% LTV to $2M
- 100% of STR income off 1007 (with preferred AMC) to 80% LTV
- Use highest mid score across all borrowers for DSCR
- FTI to 80% LTV
- No-Ratio DSCR to 75% LTV
- 100% Gift Funds on DSCR & OO ≤ 75% LTV
- Loans up to $5M
- Second Liens up to $750K
- Qualify with mid-primary score (Co-borrower can be lower, min 620)
- Just 12 months out of BK/Foreclosure
- Mixed-Use up to 10 units
- Use higher of lease or 1007 (up to 120%)
- Full/Alt Doc down to 620 score
- Foreign National loans over $3M up to 75% LTV
- 100% Gift Funds on ALL loans, including investments
- Zoned Residential Agriculture OK
- No seasoning on R&T refis
- Unlimited cash-out
- No additional reserves required
- Rural properties up to 20 acres
- Rolling lates OK (up to 3 months)
We allow you to originate Business Purpose loans without a license in all states EXCEPT those below. AZ, ID, MN, ND, NV, OR, PR, UT, VT
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