Equity Prime Mortgage

Equity Prime Mortgage

5 Concourse Parkway, Atlanta, GA 30328

https://epmwholesale.com/

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(5 đánh giá)

Tổng số khoản vay đã hoàn tất với Loan Factory
65

Tổng số khoản vay đã hoàn tất với Loan Factory (12 tháng qua)
31

Tổng quan về đơn vị cho vay

Thông tin cơ bản

Conventional
Home Style (Fannie Renovation)
Choice Renovation (Freddie Renovation)
FHA
FHA Streamline
FHA 203(b)
FHA 203(h)
FHA 203(k)
FHA Energy Efficient Mortgage
VA
VA IRRRL
VA Renovation
VA High Balance
VA Jumbo
USDA
USDA Streamline
USDA Rehab/Repair

UPDATED MORTGAGEE CLAUSE FOR FHA/VA/USDA LOANS: Equity Prime Mortgage LLC, ISAOA/ATIMA, P.O. Box 692408 San Antonio, TX 78269-2408 UPDATED MORTGAGEE CLAUSE FOR ALL OTHER LOANS: Equity Prime Mortgage LLC, ISAOA/ATIMA, P.O Box 2828 Daytona Beach, FL, 32120-2828

UPDATED MORTGAGEE CLAUSE FOR FHA/VA/USDA LOANS: Equity Prime Mortgage LLC, ISAOA/ATIMA, P.O. Box 692408 San Antonio, TX 78269-2408 UPDATED MORTGAGEE CLAUSE FOR ALL OTHER LOANS: Equity Prime Mortgage LLC, ISAOA/ATIMA, P.O Box 2828 Daytona Beach, FL, 32120-2828

Chính sách khóa & Phí

Chính sách khóa

30 days extension

Yes, worst case pricing +0.25

Thị trường ngách & Hạn chế của đơn vị cho vay

FHA

  • Down to 500 FICO
  • No FICO
  • Manufactured single and doublewides
  • Manual Underwriting
  • Competitive pricing
  • DPA 
  • Solar program
  • 580+ 96.5% LTV
  • Streamlines
  • 203K

VA

  • Down to 500 FICO
  • No FICO
  • Manufactured single and Doublewides
  • Manual Underwriting
  • Competitive pricing
  • 500 FICO - 100% LTV
  • Cash out 100% LTV
  • IRRRL
  • VA reno

For all VA Loan Types

  • Can lower LPC on a loan-by-loan basis - works great for IRRRL's
  • 500 minimum score or No Score with non-traditional 3 trades
  • No Maximum loan amount on VA high balance
  • No maximum acreage
  • Manufactured single and doublewide with no price adjustment
  • Waive tax escrow on exempt borrowers, with a completed and signed tax exemption form (not available on IRRRL)
  • AUS approve/eligible or refer/eligible with manual underwrite
  • Up to 55% DTI allowed on R/E manual UW with 3 compensating factors, price adjustment over 50% DTI on all loan types except IRRRL
  • Joint loans allowed (Veteran and non-veteran borrowers)

VA IRRRL all of the above and,

  • Late mortgage payments in the last 12 months allowed, Must be current
  • Mortgage only with or without a score, use 0 score if borrower score is under 580
  • Can use IRRRL for VA investment property


    VA 55 Max DTI



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