Bank of Hawaii Wholesale
130 Merchant Street, Suite 1510, Honolulu, HI 96813
https://www.boh.com/
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Thông tin cơ bản
First Mortgagee Clause to read as follows: For All Perils Bank of Hawaii ISAOA PO Box 3201 Troy, MI 48007-3201 Loan Number: _________________ Home Equity Lines of Credit: Bank of Hawaii Bankoh Loan Center – HECL Insurance P.O. Box 2715 Honolulu, HI 96803-2715 Loan Number: __________________ Flood Insurance: Bank of Hawaii Home Equity Insurance P.O. Box 135009 Honolulu, HI 96801-5009 Loan Number: __________________
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Chính sách khóa & Phí
Chính sách khóa
Lock cut-off is Hawaii Standard Time Midnight (2:00am PST next day)
Extension Policy
To extend a lock it will cost 0.125% to fees per 7 days.
Max of 4 extensions (0.50% to fee)
Please enter any extension requests through the Encompass TPO Portal.
Locks must be extended prior to the expiration date.
Higher of pricing, unless 30 days has passed.
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**This lender only lends in Hawaii and to loan officers physically located in Hawaii.**
Saleable: Fannie Mae Conventional Fixed rates and ARMs
Portfolio Loans:
- Fixed rates and ARMs
- Jumbo loans to $4,000,000
- Condotels, Co-Ops, Non-warrantable condos
- 100% LTV for Owner Occupant Purchase to $1MM
- New Projects / Fee Purchase
- HELOC's
- Non-conforming properties
- Leasehold properties
- Vesting in LLC, Partnerships, Corporations, and Trusts
- Construction / Permanent
- Foreign and Canadian Borrowers
Portfolio products, set up a meeting to discuss
Max DTI 45%
Student loans (deferred) 2% payment of unpaid balance
Full Kitchen required - sink, oven with four burners, and full-sized fridge
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