Advancial Federal Credit Union

Advancial Federal Credit Union

10000 North Central Expressway, Suite 1400, Dallas, TX 75231

https://www.advancial.org/wholesale

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Thông tin cơ bản

Conventional

Advancial Federal Credit Union, ISAOA/ATIMA C/O Midwest Loan Services, Inc. PO Box 690748 San Antonio TX 78269

Advancial Federal Credit Union, ISAOA/ATIMA 10000N. Central Expy., Ste. 1400 Dallas, TX 75231

Chính sách khóa & Phí

Chính sách khóa

15 day max extension cost of 2 bps per day

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Thị trường ngách & Hạn chế của đơn vị cho vay

  • Financing for Homes on Acreage and Hobby Farms

    Loans up to $5,000,000 - only one appraisal required!

    Primary residence, 2nd home and investment homes allowed

    Hobby farms, vineyards, orchards, wedding venues, bed & breakfast activity and more considered!

    No cap on acreage

    Crop, timber and other active leases considered*

    No land to home value ratio requirements

    No seasoning cash out refinances with no cap on cash in hand

    Properties with larger land value vs. residence value allowed

    Unique ADU, multiple ADUs, unpermitted additions, multiple parcels etc. considered

    Agriculture and other exemptions

    Log homes, off grid, and seasonal homes considered

    Mixed use properties

    TBD pre-approvals encouraged

    Rush closings provided - we save loans!


    • Up to $5,000,000 with no seasoning & no cap on the amount of cash out!

    • Lending in all 50 states and DC

    • FICO scores down to 600

    • No credit and limited credit borrowers allowed

    • Non-occupant co-borrowers allowed

    • 1 year tax return / 1 year self-employed program

    • Cash out proceeds can be used as asset depletion income - a possible reverse mortgage alternative!

    • Non-warrantable Co-ops, Condotels, and Condos including small units with less than 500 square feet, studios, efficiencies, lofts, kitchenettes, etc.

    • Unpermitted additions, unpermitted ADUs or multiple ADUs

    • Manufactured outbuildings or multiple manufactured outbuildings

    • Multi-units with ADUs

    • Mixed use and other zoning

    • Deed restrictions

    • Properties with greater land value than structure value

    • Homes on acreage and hobby farms with no acreage limit

    • Vineyards with wineries

    • Properties with agricultural and other exemptions

    • Seasonal and off grid properties

    None

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