5th Street Capital, Inc.
2020 Camino Del Rio North, Suite 700, San Diego, CA 92108
https://www.5thstcap.com/
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5th Street Capital, Inc. its successors and/or assigns as their interests may appear 2020 Camino Del Rio N, Suite 700 San Diego, CA 92108
5th Street Capital, Inc. its successors and/or assigns as their interests may appear 2020 Camino Del Rio N, Suite 700 San Diego, CA 92108
Chính sách khóa & Phí
Chính sách khóa
7 days -0.125
15 days -0.250
30 days -0.500
Loans will receive worst-case pricing if the rate change is more than 0.25%.
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Portfolio Highlights
- 1 year tax return full doc
- The best bank statement programs in the industry
- 12 or 24 months personal or business statements
- NO CPA letter!
- NO PNL!
- 10-15% expense ratios allowed with LOE from the borrower
- We will calculate your qualifying income, send bank statements for review ahead of submission!
- Interest Only to 85%!
- 1X30 mortgage late in last 12 mos OK
- DTI to 50% and we allow paying debts off to qualify
- Departing residence liability eliminated when leased or listed on MLS
- 1 appraisal to 1.5M
- Foreign National Loans to 80%, 75% as DSCR loan, no US credit required.
- Non-Permanent with Visa type: B, L, E, H, F
- ITIN to 85% Non FTHB with US Credit
- Wage earner to self-employed
- Vesting in Entities, Trusts
- 420 friendly, Cannabis income allowed
- LTV’s to 85% (even NWC and NOO) NO MI
- 40 year Interest only to 80%
- Non-Owner Gifts OK
- DSCR loans with great pricing, short term income allowed
- Asset Depletion / 120 mos, easy calculation.
- Condo-tel and TIC Occupancy
- Cash out for reserves and even AD cash out
- Product Overview Page here: Product Offering!
What differentiates us, in addition to above….
- Empowering loan officers with pricing engine here: Quickpricer!
- Efficient operations
- Communicate with decision makers
- Pre-Flight submission process eliminates doubt
- Experienced AE to partner with!
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