We search rates among 35
lenders
Mortgage Disclosures
Mortgage Rates
Our Accomplishments
27993+
Customers
$11.3+ billion
In Closed Loans
Why are our rates so low?
- 1. We work with dozens of the top wholesale lenders and shop their rates in real time, finding an amazing rate for you.
- 2. Loan Factory was the #1 Mortgage Broker in the US in 2021 & 2022. Because of this volume, we can negotiate ridiculously great rates with lenders.
- 3. Our profit per loan is much lower than banks. We know if we give you an amazing deal, you will send us lots of referrals.
How We Stack Up
Loan Factory | Banks / Online Lenders / Brokers | |
---|---|---|
Provide customized, real-time rate quotes | Rarely | |
Immediate notification of any market rate movements | Sometimes | |
Comprehensive rates comparisons across all lenders | Sometimes |