Kyle Pendell

Kyle Pendell, Mortgage Loan Officer

NMLS: #2180145

Loan Factory

Licensed state:California, Texas

https://www.loanfactory.com/kylependell

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About Kyle Pendell

Kyle Pendell knows that buying your first home can feel overwhelming — and that's exactly why he does what he does. As a Loan Officer specializing in VA and FHA loans, Kyle is passionate about making homeownership accessible for first-time buyers who might not know where to start or think they can't qualify.

Based in San Diego and licensed in both California and Texas, Kyle takes the time to understand each client's unique financial situation and walks them through every step of the process — from pre-approval to closing — with clear communication and zero pressure. He believes everyone deserves a trusted advocate in their corner when making one of the biggest financial decisions of their life.

With access to real estate services in California as well, Kyle offers a truly seamless path to homeownership under one roof.

Whether you're a veteran exploring your VA loan benefits or a first-time buyer ready to put FHA financing to work, Kyle is here to help you get there.

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