We search rates among 40 lenders

Why we're different

Experience

Over 792 active loans and 7942 loans successfully closed

Borrower First

We make less per loan than competitors and pass the extra savings to borrowers

Price

We make all mortgage lenders competing for your business

Trust

Trust is our most important asset. More than 80% of clients are repeat customers or client referrals

# 1 Top Refinance Volume
# 6 Top Dollar Volume

How We Stack Up

	Loan Factory	Banks / Online Lenders / Brokers
Provide customized, real-time rate quotes		Rarely
Immediate notification of any market rate movements		Sometimes
Comprehensive rate comparisons across all lenders		Sometimes
Best rate guarantee		Rarely

Our Client Testimonials

Very efficient work flow from the beginning. Don't need to meet any agent in person. Just upload the requested documents and you are done..The loan process will start working, you will have a live update of interest rate every day so you can lock the rate if you want. The company keep up the communication line efficiently via email and voice call if you have questions. Closing escrow is a swift, at your own home or office. Looking forward to use the company again in the future.
Joseph Vu on Oct 23, 2019 5:45 AM

I was looking to refinance my high interest rate private lender loan that pretty much has eaten us out into our bones. I was desperate as brokers I contacted either showed my the sky high closing cost, or hided numbers to persuade me to sign on the lock rate form. Then, I was introduced into Loan Factory. They were dedicated, they had enough resources to help that in some cases, as my friend later told me, were almost a miracle. The loan originator, Bang Pham, was very detailed and was willing to answer all questions I had (trust me, my questions made her crazily busy). The underwriter, Vi Ngo, was so good in putting everything up in one perfect application so that no lender can say no. My application was literally approved promptly. Vi coordinated with lender to answer his conditions and helped title company having enough documents to run effectively. Overall, I was fully satisfied with their services, their dedication and customer service. Strongly recommend Loan Factory! 5 star+.
Tim Dominique on Oct 23, 2019 3:58 AM

I successfully refinanced my house with Hanh for satisfactory rate and closing cost. They are very kind and their response time is fast and easy for me to communicate even for many inquiries. I can dramatically save interests from my mortgage with their help. I recommend them for mortgage refinance. My experience was excellent with them.
hagkwen kim on Oct 23, 2019 1:45 AM

We refinanced our loan with loan factory which closed in 3 weeks. Thanks to loan officer Arton Chau who is very patient explained all of our questions , Tu Nguyen loan processor who handling our loan in timely manner and professional way. Highly recommend to work with loan factory. Appreciated both Arton & Tu Brian & Irene
Irene Tan on Oct 22, 2019 5:21 AM

I came to Loan Factory for my refinance cash-out and they did more than what I expected. Not only they are quick, responsive to my question, they are very friendly and passionate about what they do. They offered the best rate.
Aaron Pham on Oct 22, 2019 1:21 AM