We search rates among 40 lenders
Mortgage Disclosures

Why we're different

Experience

Over 728 active loans and 8219 loans successfully closed

Borrower First

We make less per loan than competitors and pass the extra savings to borrowers

Price

We make all mortgage lenders competing for your business

Trust

Trust is our most important asset. More than 80% of clients are repeat customers or client referrals

# 1 Top Refinance Volume
# 6 Top Dollar Volume

How We Stack Up

	Loan Factory	Banks / Online Lenders / Brokers
Provide customized, real-time rate quotes		Rarely
Immediate notification of any market rate movements		Sometimes
Comprehensive rate comparisons across all lenders		Sometimes
Best rate guarantee		Rarely

Our Client Testimonials

Thanks Hanh and Vy for their great service! They are super fast on whole process and I can not say enough thanks. Great rate, no cost refinance. It is a no brainer! I recommend loan factory to everyone I know.
Mandy Shu on Nov 20, 2019 2:39 AM

Good, very fast communication and clear instructions. I would recommend.
vu duong on Nov 20, 2019 12:16 AM

Great experience - smooth and painless.
Xaqtiv M on Nov 19, 2019 9:52 PM

Recently closed a refi loan with Loan Factory. A great service in friendly environment. A highly recommended. Thank you especially to Khoi Nguyen and Loan Factory Team.
Hiep Pham on Nov 19, 2019 3:12 AM

Hanh and Vi helped us to refinance a loan with a lower rate within a month. They worked fast, professional and easy to communicate thru text, email even we haven’t never met them. We didn’t have to go to title company office as they came to our house to sign. Thanks for your great service. Highly recommended.
Nguoi Dep on Nov 18, 2019 6:04 PM