Best Price
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Why we're different

Experience

Over 99 active loans and 4870 loans successfully closed

Borrower First

We make less per loan than competitors and pass the extra savings to borrowers

Price

We rely on proprietary technology to find the cheapest lender and to lower your costs

Trust

Trust is our most important asset. More than 80% of clients are repeat customers or client referrals

# 1 Top Refinance Volume
# 6 Top Dollar Volume

How We Stack Up

	Loan Factory	Banks / Online Lenders / Brokers
Provide customized, real-time rate quotes		Rarely
Immediate notification of any market rate movements		Sometimes
Comprehensive rate comparisons across all lenders		Sometimes
Best rate guarantee		Rarely

Our Client Testimonials

Loan Factory did refinance two times for our two houses. We are very satisfied what they had done. We are strongly recommending to you. We trust them on the way they said, and they way they did for us. Good service! Thank you the loan officer Trang Nguyen and Hao Chau for your kindness and had done a great job quickly for us! We appreciate your help! We did not pay any money out of our pocket, except we want more lower rate with a little $. TKL
Trung L. (Chino, CA) on Apr 29, 2018 4:09 PM

Very caring, efficient, extremely focused and professional staff!
The G. (Tracy, CA) on Apr 22, 2018 1:31 PM

We just closed escrow on our second home today and couldn't wait to tell everybody how happy we were with the help of Loan Factory loan officer and loan processor, Thuan Nguyen and Annie Mai. We were thrilled with their diligence and expertise throughout the whole loan process. Their help and involvement really made everything a lot easier. They were always on-time and responded quickly and guided us through every step of the way. Thuan Nguyen helped us to refinance our first house 5 years ago with an exceptional interest rate in a quick and efficient manner. Now we are glad to come back again second time around with the same wonderful experience! We really appreciate their help this time again and looking forward to many more to come. We trust that we can't find any other loan broker that can offer a better rate or deliver the same values as promise like Loan Factory does. Their new website is such a great tool as well! We love it. Thank you so much from Anhthi and Kevin!!!
ANHTHI N. (Brentwood, CA) on Apr 20, 2018 11:08 PM

Customer satisfaction is number one at Loan Factory. I felt safe and secured, and you would feel the same if you you do the business with Thuan Nguyen and Loan factory’s staff.
Nam T. (Irvine, CA) on Apr 15, 2018 1:07 PM

I would recommend Loan Factory to all of my friends and family. Checking real time loan rates on the website and getting rate alerts were very helpful. Phuong Luong was wondeful. She was very professional, responsive, proactive, knowlegable, and patience. She went above and beyond and made sure all of our inquiries were answered on a timely manner. We really enjoyed our smooth loan experience with Loan Factory.
Huong H. (Katy, TX) on Apr 13, 2018 11:11 AM