We search rates among 40 lenders
Mortgage Disclosures

Why we're different

Experience

Over 693 active loans and 8350 loans successfully closed

Borrower First

We make less per loan than competitors and pass the extra savings to borrowers

Price

We make all mortgage lenders competing for your business

Trust

Trust is our most important asset. More than 80% of clients are repeat customers or client referrals

# 1 Top Refinance Volume
# 6 Top Dollar Volume

How We Stack Up

	Loan Factory	Banks / Online Lenders / Brokers
Provide customized, real-time rate quotes		Rarely
Immediate notification of any market rate movements		Sometimes
Comprehensive rate comparisons across all lenders		Sometimes
Best rate guarantee		Rarely

Our Client Testimonials

We successfully relocate to Houston thanks to the team at Loan Factory. I really appreciate Alex, she help us get good rate and she pick up phone very fast haha, that make me feel very secure and happy. I highly recommend working with them to take care of your homebuying process!!!!
Thong Tran on Dec 7, 2019 2:36 AM

Hoa T. from Loan Factory helped me to close my loan about 7 days ahead of schedule. She update the loan status daily so we are aware of any upcoming issue and resolve in timely manner. Thanks again L.F Team Bear for the good rate and good service.
Huy's Passport on Dec 6, 2019 9:20 PM

I was hesitant at first because I had always refinanced through a big bank (Bank of America, Wells Fargo) drectly. Refinancing has gotten a lot easier with Internet portals. You do everything electronically these days except for the final signing of the documents. I got a very good rate from Thuan at the Loan Factory. I worked mainly with Dang, all via email and on occasion, telephone. There were some hiccups on when to lock in the rates, but they honored the rate I requested and locked that in. The process was smooth and they were straightforward. I would use them again. My loan was ultimately with Quicken Loans. I was very happy with my rate.
Lan Hang on Dec 6, 2019 7:46 PM

So much nice experiences working with loan factory team. Special thank you to Thanh for helping me with my loan.
Steven Nguyen on Dec 5, 2019 11:59 AM

Very professional team who responded to all my questions quickly. Hanh and her team were able to close the loan much faster than I expected (in only 3 weeks). They offered the best rate and it is very easy to check for rate online via Loan Factory website, unlike other brokers who may spend at least 10 - 15 minutes to give you a quote. I trusted Loan Factory and its staff, and will come back for future loans. Highly recommended.
Huyen Do on Dec 5, 2019 4:41 AM