We search rates among 40 lenders
Mortgage Disclosures

Why we're different

Experience

Over 728 active loans and 8219 loans successfully closed

Borrower First

We make less per loan than competitors and pass the extra savings to borrowers

Price

We make all mortgage lenders competing for your business

Trust

Trust is our most important asset. More than 80% of clients are repeat customers or client referrals

# 1 Top Refinance Volume
# 6 Top Dollar Volume

How We Stack Up

	Loan Factory	Banks / Online Lenders / Brokers
Provide customized, real-time rate quotes		Rarely
Immediate notification of any market rate movements		Sometimes
Comprehensive rate comparisons across all lenders		Sometimes
Best rate guarantee		Rarely

Our Client Testimonials

Recently closed a refi loan with Loan Factory. A great service in friendly environment. A highly recommended. Thank you especially to Khoi Nguyen and Loan Factory Team.
Hiep Pham on Nov 19, 2019 3:12 AM

Hanh and Vi helped us to refinance a loan with a lower rate within a month. They worked fast, professional and easy to communicate thru text, email even we haven’t never met them. We didn’t have to go to title company office as they came to our house to sign. Thanks for your great service. Highly recommended.
Nguoi Dep on Nov 18, 2019 6:04 PM

My experience with Loan Factory is very positive even though it took 2 months long to finish the loan. Unlike most loan processors, Ba Khiem was great to talk to and find a solution, regardless of how difficult the issue was. I have never worked with a loan processors that replied to phone calls, text messages, emails after business hours and on the weekends. Ba Khiem is definitely on top of everything and will get your refinance done ASAP. He will get you the best possible rate and keep you posted when rate changes. This showed me that he dedicated to his work and put my loan as was his own. Special shout out to Ba Khiem and Thinh who were the superstars on my loan. Definitely I will recommend the Loan Factory to my friend and coworker. Keep up the good work Loan Factory.
Tracy Nguyen on Nov 16, 2019 5:39 PM

This is not my first loan with Loan Factory and I am very happy to do my refinance cash out with Team OC. Not only they offer me the best rate, their service is exceptionally great! Thinh, Sang and Khoa responded to all of my question accordingly and in a timely manner with a passion of what they are doing . The process is fast and smooth especially with my complicated situation I will referral for my friends and my families to Loanfactory service. Looking forward to working with this company for my upcoming loans.
Tony Tran on Nov 16, 2019 11:51 AM

Khoa is very helpful, he helped me to process my loan on time. Although we had some challenges at last couple days from Escrow but he helped me close on schedule. Thanks Khoa and Fox team, this is my second time using Loan Factory for my mortgage, so far I am satisfy with the services.
Tu Tran on Nov 15, 2019 11:27 PM