We search rates among 40 lenders
Mortgage Disclosures

Why we're different

Experience

Over 689 active loans and 8168 loans successfully closed

Borrower First

We make less per loan than competitors and pass the extra savings to borrowers

Price

We make all mortgage lenders competing for your business

Trust

Trust is our most important asset. More than 80% of clients are repeat customers or client referrals

# 1 Top Refinance Volume
# 6 Top Dollar Volume

How We Stack Up

	Loan Factory	Banks / Online Lenders / Brokers
Provide customized, real-time rate quotes		Rarely
Immediate notification of any market rate movements		Sometimes
Comprehensive rate comparisons across all lenders		Sometimes
Best rate guarantee		Rarely

Our Client Testimonials

Thanks Loan Factory for helping my parents get their home
Huy Pham on Nov 12, 2019 2:59 AM

Excellent service! They work hard to make us get the house with the best rate. Thanks Ruby and Billy. This is actually my go-to Loan office. 10000% recommend!
Kaitlyn Ha on Nov 11, 2019 10:05 PM

Good service with exceptional low rates. Customers know in advance their closing cost.
Philip Le on Nov 11, 2019 9:22 PM

Hong Vong and Thu Pham are very hard-working employees, dedicated loan officers, who consistently go above and beyond for their clients. They will get the job done and keep you happy from start to finish. Hong is well - educated and committed to his work. I would highly recommend hiring him as your loan officer because Hong is a hardworking and passionate of helping people to get their loan done A.S.A.P. And Thu is also a friendly and an enthusiastic loan processor, she helped to make my loan went through gently.
Cao Thuy on Nov 11, 2019 6:55 PM

Mike E Cristiano on Nov 11, 2019 2:26 AM