Keith Allen, Mortgage Loan Officer

Keith Allen | Mortgage Loan Officer | NMLS #198190

Clients:

With over 33 years in the mortgage industry, I specialize in structuring complex loan scenarios that most lenders can’t solve. From jumbo and non-QM financing to construction, investor, and commercial loans, I help clients secure the right strategy—not just a loan.

My expertise includes Jumbo, Investor, Non-QM, DSCR, Fix & Flip, Bridge, Construction-to-Perm, One-Time Close (OTC), FHA, Conventional / Conforming, Mixed-Use, and Light Commercial financing, as well as solutions for self-employed borrowers, high-net-worth clients, first-time homebuyers, and underserved markets.

I don’t believe in one-size-fits-all lending. Every client gets a tailored approach designed for approval, speed, and long-term financial success.

On this site, you’ll find tools, calculators, and resources to help you make confident decisions. When you're ready, I’ll guide you step-by-step and get your deal done—efficiently and strategically.

Realtor Partners:

33+ years. Complex deals. Closed.

I help realtors win more offers and close deals other lenders can’t. I specialize in jumbo, non-QM, investor (DSCR, fix & flip), construction, bridge, and commercial financing—especially for clients with challenging income, credit, or property scenarios.

If your deal is getting declined, complicated, or time-sensitive—I step in and structure it to close.

I work with:

• Self-employed borrowers

• High-net-worth clients

• First-time buyers

• Investors & developers

• Unique or non-traditional properties

My approach is simple: fast answers, creative solutions, and clean closings.

If you want a lender who protects your commission and keeps deals moving—I’m your guy.