Enrique Pelayo Jr, Mortgage Loan Officer

Real mortgage advice, right when you need it.

I’ve been helping homebuyers and homeowners navigate mortgage decisions since 2005. Over the years, I’ve worked through nearly every type of market and helped clients with everything from conventional, FHA, VA and jumbo financing to HELOCs, investment properties and more complex lending situations.

What makes my service different is the access you have to me. When you call, text or email with a question, you’re speaking directly with an experienced mortgage professional—not being passed around a call center. I’m available to review Loan Estimates, compare lender quotes, run different scenarios and explain the numbers in plain English.

My goal isn’t simply to close another loan. It’s to help you make the right decision. If the offer you already have makes sense, I’ll tell you. If I see another option worth considering, I’ll explain why. That honest, responsive approach is reflected in the reviews and comments shared by my recent clients.

Whether you’re buying, refinancing, accessing your equity or simply looking for a second opinion, I’m here to help you understand your options and move forward with confidence.

Have a property, quote or mortgage question?

Before you sign, send it to Enrique.