Best Price Guarantee
or $500 Cash Back
Loan Factory is the price leader. If you find any lender that has a better rate/cost combination, we will match it. If we are unable to match it, we will pay you $500.

How does it work?

  1. Run a quote on our website and apply online. We will email your rate alert in real-time before you lock rate.
  2. Provide us with a Loan Estimate from any lender. If our closing costs, for the same program and rate, are not lower than the competitor, we will make every effort to match the competitor’s pricing.
  3. If we are not able to match the competitor’s pricing, provide us with a copy of your final closing statement to confirm that the loan closed with the competing lender on the terms quoted in their Loan Estimate.
  4. We will send you a check for $500.

Term and Conditions:
Applies to first mortgage conforming loan programs offered by Loan Factory up to conforming limits $453,100 ($679,650 in high-cost areas). The rate, points, fees, commitment period, and loan program offered by the competitors must be dated and presented to Loan Factory on the day of the offer. Competing offer must be presented to Loan Factory prior to locking in a rate with Loan Factory.

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