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David Tran
Loan Officer
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Bio:
David Tran is a mortgage broker with Loan Factory who specializes in helping homebuyers, homeowners, and real estate investors structure smart financing solutions. With a background in real estate, finance, and business strategy, David works closely with clients to navigate the lending process and secure competitive loan options tailored to their goals.
David is a U.S. Army veteran who served as an Apache helicopter armament specialist and later earned his MBA from Belmont University. His professional background includes real estate sales, mortgage lending, and financial consulting for startups and developers, giving him a well-rounded understanding of both residential and commercial real estate financing.
Today, David focuses on helping clients access a wide range of loan products including conventional, VA, FHA, investment property financing, and specialized lending solutions. As a mortgage broker with Loan Factory, he is able to shop multiple lenders to find the best structure and pricing for each client's unique situation.
David believes that the right loan strategy can be a powerful tool for building long-term wealth. His approach is rooted in transparency, education, and helping clients make confident financial decisions.
Mission:
Help clients understand their financing options
Use smart lending strategies
Support long-term homeownership and
Build wealth.
NMLS#: 1981499
License: CA, CO, FL, TX
Spoken Language: English
My reviews on Google
Mortgage Rates
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 237 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
237+
Number of Lenders
20592+
(Avg. 5.0) Google Reviews
2593+
Loan officers
48
Licensed states
Ready to settle your mortgage plan?
We are here to help you with the great deal in the market.
Services We Offer
Home Purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.
Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.
Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Rudy provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Rudy!
Aileen was a pleasure to work with, she helped us to buy a home which we were waiting for a long time. She goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Aileen if you are buying a house, you can rely on.
Michael is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Michael was a pleasure to work with. We are immensely satisfied with Michael's service.
Why Us
Independent Advice.
We commit to always give you independent advice regarding real estate and mortgage options.
Customer First.
We make less per loan than competitors and pass the extra savings to borrowers.
Low Available Rates
You will always get great deals with our real-time pricing engine.
Fast, Convenient, Local Service.
we are just one call away from your requirement.
Fast funding,
easy application.
Get your loan today!
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