We search rates among 33 lenders
In Closed Loans
Why our rates are so low?
- 1. We shop at 33 lenders to give you amazingly low rates.
- 2. We also demand these lenders to give you better rates (we negotiate for you).
- 3. We cut our profit so you can have a lower rate and save more money.
- 4. We have Salary-based Loan Officers instead of expensive Commission-based Loan Officers.
How We Stack Up
|Loan Factory||Banks / Online Lenders / Brokers|
|Provide customized, real-time rate quotes||Rarely|
|Immediate notification of any market rate movements||Sometimes|
|Comprehensive rates comparisons across all lenders||Sometimes|
Our Client Testimonials
It was a very pleasant experience working with Nicole Dang, Florence Han, Mika Phan and Thao Nguyen. They’re very knowledgeable about the home loan processes. They found excellent terms for us and were quite efficient and prompt in helping us complete the paperwork. They were professional in their communication and very transparent with what to expect. I’m glad that I chose Loan Factory to refinance for our mortgage. We will comeback to Loan Factory when we need to do refinance for our house and we will recommend to everyone.Chinh Lai on Dec 1, 2021 8:20 PM
Our sincere thanks to loan factory for making our first home purchase in reality. Harvey is very professional who handled our loan with great passion and maturity. I must say at times he went beyond to clear the process in time. His efforts were outstanding. Selina and Ann inspired us to get through the pre-approval. They also deserve a huge credit behind the works. We wish all the best for our processing team and Loan Factory. Keep up the good works. I would definitely recommend my friends and anyone to rely on Loan Factory 100%. May God bless. Mahmudun Nabi and familyMahmudun Nabi on Dec 1, 2021 7:05 PM
Loan Factory staff was on it and got my loan done to the terms that I was looking for. Thank You.AJ Hai on Dec 1, 2021 7:05 PM
Ivy le and Kaitlyn do a job so excellent & great & fast. They are so very nice lady, they response so quick & wonderfull, if you need loan please go with them.....!Man Nguyen on Dec 1, 2021 6:45 PM
I am very pleased with the overall experience with the team at the loan factory. Cynthia was my loan agent and she was super helpful, responsive, and guided me through the whole process of refinancing. She made sure I got the best rates for my primary and investment properties and also made sure that there were no obstacles throughout the process. I highly recommend loan factory for your loans, and Cynthia to be your loan agent. Cheers!!!Feroz Mohummed on Dec 1, 2021 4:13 PM