Union Home Mortgage
8241 Dow Circle, Strongsville, OH 44136
https://www.sierrapacificmortgage.com/net/SPMWholesale/
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Thông tin cơ bản
Union Home Mortgage Corp. ISAOA/ATIMA, PO Box 7115, Troy, MI 48007
Union Home Mortgage Corp., ISAOA/ATIMA 8241 Dow Circle West Strongsville, OH, 44136 Loan #
Chính sách khóa & Phí
Chính sách khóa
3 days: 0.075
7 days: 0.175
10 days: 0.250
15 days: 0.375
20 days: 0.500
30 days: 0.750
Worst case pricing
Thị trường ngách & Hạn chế của đơn vị cho vay
No-Score VA IRRRL & FHA Streamline (use 680 FICO)
Strong FHA & VA purchase pricing
Very strong 15 & 20 year conventional pricing
Min FICO for Conventional is per AUS
Buydowns and Custom Term Amortization (8-29 years) available
Min FICO 600 for Non-QM products
Non-QM Bank Statement program up to 90% LTV <= $3 Million
Non-QM Bank Statement & DSCR ($50,000 min loan)
Allow non-warrantable condos and condotels on non-QM.
Heloc can provide offers back within minutes up to $750,000. Texas Heloc is available
Heloc can be used as a Bridge Loan
Jumbo program up to 90% LTV <= $3.5 Million
Very strong at tougher Government Loans (FHA /US & USDA), scores down to 500 (with Approve/Eligible AUS) and 580 for manual underwrites with no hit to pricing.
VA Joint Loans available
Single Unit Approvals available for FHA Loans
Very good at manufactured homes (double /singlewides) and condos. We will gather the condo documents for you with no additional charge.
Conventional escrow waiver up to 95% LTV (limitations apply)
Allow lender credit to cover BPC.
Quick lock allows to lock before submitting a full file.
Overnight and weekend price protection provided by UHM
180 days lock term available
EPO waived / Negotiable available
EPO period is 5 months for regular programs and 3 months for Heloc
We put your company name on the mortgage statement to the borrower
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