Loan Factory Direct - Figure HELOC
2195 Tully Road, San Jose, CA 95122, Charlotte, NC 28202
https://heloc.loanfactory.com/
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Thông tin cơ bản
Figure Lending LLC ISAOA/ATIMA P.O. Box 2095 Carmel, IN 46082
Figure Lending LLC ISAOA/ATIMA P.O. Box 2095 Carmel, IN 46082
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Thị trường ngách & Hạn chế của đơn vị cho vay
Please use the Heloc Chat for any questions regarding the Heloc/Piggyback loans. NotebookLM Chat https://notebooklm.google.com/notebook/798cf3da-2422-4a46-8ff0-3846f5f3195a You will need to be logged into loanfactory email/browser to access.
Digital HELOC
White-labeled the Figure HELOC product, now be able to offer solutions for:
- Custom LO Consumer Facing Referral Link
- Increased loan amounts up to $750,000 *(Please note any loan amount over $400,000 will require an appraisal, subject to change)
- Piggyback loans up to 90% CLTV on both purchase and refinance transactions up to 800k. This means for anyone in a high-balance or jumbo loan scenario, you can now split the loan into two with the piggyback option.
- More options for rate buy-downs, empowering your borrowers to qualify for higher HELOC amounts and secure lower rates
- Payoff existing liens and debt to qualify
2.00% COMP ON HELOC's **HELOC for homes listed for sale* (commission is 50bps-No EPO)
Primary down to 600, Investment 680 Fico. 1st, 2nd, 3rd Liens & Piggyback 2nd's
- 5 DAY FAST FUNDING
- Business Bank Statement for Self Employed (*680 Fico)
- NO APPRAISAL, NO TITLE, NO LENDER FEES, ONLINE NOTARY CLOSINGS* HELOC'S OVER 400K NEED APPRAISAL NEW LOAN LIMIT 750K
- EARN 2% DOING HELOCS THROUGH FIGURE WITH FINTECH
- NO PPP, 100% DISTURBUTION AT CLOSING W REDRAW OPTION *EPO on HELOC if borrower pays 90% of HELOC in first 4 months. NO EPO on Properties Listed For Sale
- 10, 15, 20, 30 YEAR FIXED RATE OPTIONS. FULLY AMORTIZED FROM DAY 1 (P&I Payment - No I/O)
- SIMPLY 1 PAGE APPLICATION, FREE SOFTPULL, AVM
- AVAILABLE FOR PRIMARY, SECOND HOMES, INVESTMENT & HOMES LISTED FOR SALE 1-4 UNITS, CONDO, PUDS
- 1ST, 2ND AND 3RD LIEN AVAILABLE
- Piggy Back loans up to 90%CLTV up to 800k Loan Amounts available on Primary, Secondary and Investment Property(85%CLTV)
- Use higher credit score borrower on community property states.
- 90 days on title, close in individual name or Trust
- Redraws available depending on loan term. 3 year on 10 year, 4 years on 15, 20 year, 5 year on 30 year terms.
- Asset accounts can supplement income(retirement accounts, Brokerage, Savings & CD's)
Available in Texas for primary properties only
There are 14 states where spousal income cannot be used even if the spouse is on the title: CT, DE, GA, HI, IN, ME, MD, MA, NY, OR, PA, RI, UT, VA
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