LenderMAC
10550 Camden Drive, Suite B, Cypress, CA 90630
https://lendermac.com/
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Thông tin cơ bản
LenderMac LLC, ISAOA/ATIMA 10550 Camden Drive #B, Cypress, CA 90630
N/A
Chính sách khóa & Phí
Chính sách khóa
Free extension case by case exception, or15 days for 0.150pt , max of 30 days extension
Yes, normally at worse pricing with relock fee 0.25. Call for exception to renegotiate
Thị trường ngách & Hạn chế của đơn vị cho vay
All Our Non-QM Product Niches: Full Doc, WVOE, P&L, Bank Statement, 1099 & DSCR
~ Loan amounts up to 1 million and LTV up to 75%, NO reserves required
~100% gift fund allowed even for investment, reserves wire directly to escrow
~Only need 30 days asset, 1 mo. bank statement or VOD, NO sourcing large deposits
~Recent purchase without seasoning, rate/term use current market value
~SFR with multiple ADUs & units with multiple ADUs eligible
~Waive minimum tradeline requirement for borrowers with 3 fico scores
~Originate All Doc types NQM investment/business purpose loans without licenses
~Cash out transactions, no cash to hand (net proceeds) limit
~Properties listed for sale withdraw less than 6 months - cash out eligible
Additional for DSCR Program:
~FTHB, first time investor living rent free, no housing history rating required
~Rate/term and cash out, vacant property okay, use 1007 rent for ratio
~Recent purchase cash out, no title seasoning required
~Foreign national and F1 Student Visa eligible
ITIN: Full Doc, WVOE, P&L only, bank statement and 1099
HELOAN and HELOC: Full Doc, WVOE, P&L, bank statement, 1099 and DSCRHELOAN & HELOC not available for TX & NY
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