Lender LTD / Cursive Lending

The mortgagee clause and closing entity follow the lender name under which the loan was originally disclosed. - Loans registered and initially disclosed as Lender LTD will use the Lender LTD mortgagee clause and will close as Lender LTD. - New loans registered and initially disclosed as Cursive Lending on or after June 12, 2026, will use the Cursive Lending mortgagee clause and will close as Cursive Lending. Use the mortgagee clause based on the property state. ‍All states except Oregon, Minnesota, Delaware, and California: Stockton Mortgage Corporation d/b/a Cursive Lending ISAOA / ATIMA 88 C. Michael Davenport Blvd Frankfort, KY 40601 ‍Oregon, Minnesota, and Delaware: Stockton Mortgage Corporation ISAOA / ATIMA 88 C. Michael Davenport Blvd Frankfort, KY 40601 ‍California: Stockton Mortgage Corporation d/b/a Quillo ISAOA / ATIMA 88 C. Michael Davenport Blvd Frankfort, KY 40601 In short, the mortgagee clause and closing entity remain consistent with the lender name reflected on the initial disclosures throughout the life of the loan. To confirm which lender name applies to a specific loan, please review the initial disclosure package. Your AE is always available to assist if you have questions.

The mortgagee clause and closing entity follow the lender name under which the loan was originally disclosed. - Loans registered and initially disclosed as Lender LTD will use the Lender LTD mortgagee clause and will close as Lender LTD. - New loans registered and initially disclosed as Cursive Lending on or after June 12, 2026, will use the Cursive Lending mortgagee clause and will close as Cursive Lending. Use the mortgagee clause based on the property state. ‍All states except Oregon, Minnesota, Delaware, and California: Stockton Mortgage Corporation d/b/a Cursive Lending ISAOA / ATIMA 88 C. Michael Davenport Blvd Frankfort, KY 40601 ‍Oregon, Minnesota, and Delaware: Stockton Mortgage Corporation ISAOA / ATIMA 88 C. Michael Davenport Blvd Frankfort, KY 40601 ‍California: Stockton Mortgage Corporation d/b/a Quillo ISAOA / ATIMA 88 C. Michael Davenport Blvd Frankfort, KY 40601 ‍In short, the mortgagee clause and closing entity remain consistent with the lender name reflected on the initial disclosures throughout the life of the loan. To confirm which lender name applies to a specific loan, please review the initial disclosure package. Your AE is always available to assist if you have questions.

Loans must be extended prior to lock expiration date and may be extended no more than 30 days in total. The cost of an extension is 0.025% (2.5bps) per day and can be requested on a per day basis up to a total 0f 30 days. After 30 days in extensions, loan will be subject to worse case pricing if additional days are needed.

Lock extensions are completed by the loan officer through Lender Link.

Lock Extension Fees:
1 day = 2.5 bps
7 days = 17.5 bps
15 days = 37.5 bps
30 days = 62.5 bps

If a lock has expired and is being relocked within 30 days of lock expiration, pricing will be based on worse case pricing. Worse case is the lesser of the original price compared to the
current market price. If a loan does not close by the lock expiration date and the loan has been extended for the maximum amount of time (30 days) the loan will be re-priced at
worse case.

Worse case pricing is the lesser of the original price compared to the current market price, plus a 0.25 relock fee.