HomeLight
1375 North Scottsdale Road, Suite 140, Scottsdale, AZ 85257
https://lenders.homelight.com/loan-factory
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Thông tin cơ bản
Homelight Home Loans, Inc. ISAOA/ATIMA 1375 N Scottsdale Rd, Suite 110 Scottsdale, AZ 85257
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Buy Before You Sell products, with a bridge loan attached or stand alone.
- Buy Before You Sell (BBYS) allows clients to purchase their next home before selling their current one by providing a short-term bridge loan and a guaranteed backup offer. The bridge funds can be used for down payment, closing costs, to pay off debt, moving costs, listing prep, etc. The guaranteed backup offer allows borrowers to make offers without a home-sale contingency and exclude their old mortgage payment when qualifying for the new purchase.
- DTI Drop is for clients who don’t need to borrow funds with a bridge loan but still need to remove their home-sale contingency or improve their debt-to-income ratio to qualify for a new mortgage. DTI Drop is a lower-cost option since there is no bridge loan involved.
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