American Pride Bank Wholesale
4740 Log Cabin Drive, GA, GA 31204
www.apbwholesale.com
Internal Reviews
(0 reviews)
Total loans closed with Loan Factory
0
Total loans closed with Loan Factory (past 12 months)
0
Lender overview
Basic information
Conventional
VA
American Pride Bank ISAOA/ATIMA 4740 Log Cabin Drive Macon, GA 31204
N/A
Lock policies & Fees
Lock Policies
30 days up to 3 times
No
No
Lender's niche & Overlays
90% LTV Non-QM purchase, 12 months & 24 months bank statements, Asset Depletion, VOE, P&L, DSCR No ratio, non-warrantable Condo, Condotel, 5 to 8 units, mixed used allowed, Non-QM stand-alone 2nd, cross collateralization on DSCR
One Time Close Construction-to-Permanent Loan
- Single Closing: The loan and permanent mortgage are finalized at the same time, saving time and money.
- Flexible Options: The program is available for owner-occupied, second homes, and investment properties, with both Conventional and DSCR products.
- Rate Protection: The permanent financing rate is locked in at closing, with a one-time float-down option available within 60 days of conversion.
- Simple Construction Phase: During construction, the borrower makes interest-only payments. Upon completion, the loan automatically converts to a fully amortizing 30-year mortgage
Loan above 80%
Lender turn time
1
1
1
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