Umilta Edward, Mortgage Loan Officer

For me, a mortgage is about much more than financing a property - it's about helping people create a place to call home, build stability, and move toward the future they envision.

My experience in mortgage lending began with loanDepot, where I developed my knowledge of lending process and learned the importance of guiding borrowers with patience, communication and clarity. Today, I continue that journey as a Mortgage Loan Originator with Loan Factory, helping homebuyers and homeowners understand their financing options and navigate the mortgage process with greater confidence.

But my perspective goes beyond lending. I am a wife, a mother of four, a daughter and an entrepreneur. As the owner of Mane-Lan Kitchen, I understand firsthand what it means to build something from the ground up, manage competing responsibilities, take calculated risks, and continue working towards a goal even when the path isn't always straightforward.

Originally from Saint Lucia and now calling Arizona home, I also understand what it means to build a life far from where your story began. Those experiences shape the way I work with people. I believe every borrower has a different story, and before discussing loan programs and numbers, I want to understand where you are, where you are trying to go, and how I can help you get there.

Whether you're purchasing your first home, moving into your next one, or refinancing or exploring financing as an investor, my goal is to make the mortgage process understandable, personal and less intimidating.

Helping You Find the Way Home.

Umilta Edward

Mortgage Loan Originator

NMLS #2767358