Stephanie Mills

Stephanie Mills, Mortgage Loan Officer

NMLS: #2818375

Loan Factory

Licensed state:Alabama, Florida

https://www.loanfactory.com/stephaniemills

About Stephanie Mills

Stephanie is a licensed Mortgage Loan Originator serving clients across Florida and Alabama, supported by decades of experience in real estate, legal work, and building‑permit compliance. As a Certified Paralegal with a background in criminal defense, personal injury, fire‑loss litigation, and plaintiff‑side civil cases, she brings a sharp understanding of documentation, contracts, and regulatory detail. She has held her State of Florida Real Estate License since 1994 and is an ICC‑certified Permit Technician, giving her deep insight into building‑code requirements and permit compliance prior to issuance.

Raised in a small rural farming community, Stephanie understands the importance of affordable homeownership options and the vital role USDA and FHA programs play for families in similar areas. With a brother who served in the military and a son currently serving, she is deeply committed to supporting Veterans and goes above and beyond to assist those pursuing VA home loans.

On a personal note, Stephanie is a proud mother of two, each raising two wonderful children of their own. Having lived in multiple states and traveled extensively, she understands firsthand how meaningful it is to find the right home. Whether purchasing a primary residence, mobile or modular home, investment property, vacant land, or refinancing an existing loan, Stephanie’s goal is to make the process clear, smooth, and achievable. She understands the importance of family and works hard for hers, just as she knows you do for yours. Stephanie is committed to assisting clients in turning their homeownership dreams into reality.

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