Starla Pham, Mortgage Loan Officer
NMLS: #1438791
Loan Factory
Licensed state:Alabama, Arkansas, California, Kentucky, Missouri, Tennessee, Virginia
About Starla Pham
With over 35 years in the mortgage industry, Starla spent most of her career behind the scenes — processing loans and supporting loan officers — learning every detail of what it truly takes to get a loan closed. Now, as a licensed Mortgage Loan Officer, she brings that same depth of knowledge directly to her clients. When you work with Starla, you're not just getting someone who can find you a great rate — you're getting someone who knows this process inside and out, from application to the closing table.
Whether you're purchasing your first home, upgrading, investing, or refinancing to improve cash flow, Starla focuses on solutions that align with your short and long-term goals. She believes an informed borrower is an empowered borrower. Her role is to explain your options clearly, guide you through every step, and create a smooth, stress-free experience — no pressure, no confusion.
