Ron Skaggs, Mortgage Loan Officer

I help homebuyers and homeowners compare mortgage options and secure competitive rates — with a process that's actually simple and stress-free.

As a California-licensed Mortgage Loan Officer with Loan Factory, I shop from a large network of lenders to find the right fit for your situation. Here's what makes me different: I'm not dependent on your commission to pay my bills. That means no pressure, no steering, and no reason to give you anything but honest advice.

Most loan officers need your business. I just want to earn it.

My background in real estate and technology means I blend precision with personal care — giving every client clear options, fast communication, and a transparent process from application to closing. I specialize in conventional loans and leverage Loan Factory's best price guarantee program to keep my clients competitive.

Whether you're buying your first home, refinancing, or exploring investment properties, I'll simplify the complex parts and keep things moving smoothly the whole way.

📅 Schedule a free call: https://calendar.app.google/XfdmFNz74y17Ytuf9