Ricky Phan, Mortgage Loan Officer

NMLS: #1203987

Loan Factory

Licensed state:California

https://www.loanfactory.com/rickyphan

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About Ricky Phan

Dedicated Mortgage Loan Officer serving clients throughout Orange County with a focus on personalized service, clear communication, and competitive financing solutions. Specializing in Conventional, FHA, VA, DSCR, bank statement, and first-time homebuyer programs, I help clients navigate the mortgage process with confidence from application to closing. Passionate about supporting homeowners, investors, veterans, and the Vietnamese community with honest guidance and fast, reliable service.

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