Mitchell Dunn

Mitchell Dunn, Mortgage Loan Officer

NMLS: #1378534

Loan Factory

Licensed state:Indiana, Kansas, Kentucky, North Carolina, Texas

https://www.loanfactory.com/calldunn

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About Mitchell Dunn

Mitchell Dunn is a mortgage loan consultant who helps people buy their first home — and their first rental property — without needing a mountain of cash to get there.

He specializes in stacking assistance to lower out-of-pocket costs, including Down Payment Assistance (DPA) programs and seller-paid closing costs, alongside DSCR investor loans, DSCR HELOCs, and FHA/Conventional financing — including renovation loans on 2-4 unit properties. His focus is helping clients structure deals that maximize leverage while minimizing what they have to bring to closing.

Mitchell works with first-time buyers looking for a realistic, low-barrier way into homeownership, as well as investors using their first property — or their equity — to build a rental portfolio.

Through partnerships with multiple lenders, he helps clients access:

  • Down payment assistance and seller-paid closing cost strategies

  • DSCR loans and DSCR HELOCs for rental investors

  • FHA and Conventional financing, including 2-4 unit renovation loans

  • Creative structuring to reduce cash needed to close

With over 15 years in the mortgage industry, Mitchell combines deep lending expertise with modern digital tools and clear education, making the loan process easier to understand and faster to navigate.

His goal is simple: help clients structure the right loan — not just get approved for one.

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