Mike Morrow, Mortgage Loan Officer

My name is Mike Morrow, and my background is financial services. Investors: Ask me about DSCR loans that may qualify an investment property based primarily on rental income, along with factors such as credit, equity/down payment, and reserves — typically without personal income verification or personal tax returns. First-time homebuyers in California, please ask me about CalHFA programs that may provide down payment and closing cost assistance. Generally, the home must be in California and used as your primary residence.

Formerly, I worked for Wells Fargo in their Private Client Services division and helped people with financial planning including estate and trust, retirement, investments, and insurance. I also worked for Bank of America as a customer relationship manager, helping homeowners explore home-retention strategies, including loan modifications for mortgages retained in the bank’s portfolio.