Michael Lee Mcchristian, Mortgage Loan Officer

Mc Christian & Company/Sr Mortgage Loan Consultant

My goal is not to sell my clients, but consult and educate them so they get the best program and financial product for their family.

And if they are in market for a real estate purchase or refinance, the best possible loan. The current state of our housing market and the economy demands that I continually offer an array of products to meet my clients needs. I start with listening, and understanding, what their needs are by way of a (FNA) Financial Needs Analysis and what their ultimate goals are! And then discuss with you the options that get you there. Along with fast approvals & competitive rates, I believe people want straight talk – No gimmicks, no bait and switch, with disclosure released up front.

I’m looking forward to exceeding your expectations and building a relationship built on trust and outstanding customer service. 

"That’s how I will earn your business "

·        Over 26 Years of Financial Services & Banking Experience

·         Certified VA  & FHA Loan Specialist

·         Refinance & First Time Buyers

·         Jumbo/Conventional 20/30/40 Yr Fixed Rates

·         Adjustable Rates (ARMS) & Balloons

·         Interest Only & Alternative Lending

·         Nonprime & Challenging Credit

·         Investment Properties

·         1031/Exchange

·         Retail Management

·         Operations

·         Negations

·         Financial Planning licensed

·         Life insurance and investments Licensed Professional

·         Home and Auto

·         Social Media

·         Home Equity Loans/Lot Loans

·         Construction-to-Perm Loans

·         Licensed Real-Estate Professional

·         Mortgage Licensed Professional

·         Commercial lending

·         Insurance life and  Health

·         Mortgage Protections

·         Legal Identity Protection

·         Access to over 200 mortgage lenders 

·         Senior health

·         Retirement Planning

·         Auto & home