Manjot Gill

Manjot Gill, Mortgage Loan Officer

NMLS: #989189

Loan Factory

Licensed state:California

https://www.loanfactory.com/manjotgill

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About Manjot Gill

I am a licensed Loan Officer at Loan Factory Inc., specializing in residential mortgages, refinancing, and investment property financing. I work closely with clients to find the most competitive rates and loan products that fit their financial goals—whether they're first-time buyers or seasoned investors. My deep understanding of lending guidelines, credit analysis, and loan structuring ensures a smooth and informed mortgage experience from application to closing.

In addition to mortgage lending, I serve as a Business Broker, helping clients buy and sell small to mid-sized businesses. I assist with business valuation, marketing, buyer screening, negotiations, and deal management—bringing strong financial acumen and transactional expertise to the table.

Background Highlights:

  • 20+ years of combined experience in real estate, lending, and small business operations

  • Previously owned multiple franchises and operated service businesses in auto repair and food service

  • Former Engineer at Intel and Western Digital, specializing in process optimization and quality assurance

  • Experience in land development, including site planning and city negotiations for commercial and residential projects



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