Luciano DeFranca

Luciano DeFranca, Mortgage Loan Officer

NMLS: #1642036

Loan Factory

Licensed state:Florida

https://www.loanfactory.com/lucianodefranca

About Luciano DeFranca

Meet Your Mortgage Planner — Luciano DeFranca

It’s often said that books and people don’t come into our lives by accident — and we truly believe that. It wasn’t by chance that you found your way here. You’re likely preparing to make one of the most meaningful financial decisions of your life: buying or refinancing a home, investing in real estate, or securing financing for a growing business. And in moments like these, thoughtful planning and experienced guidance make all the difference.

With more than 20 years in the financial industry, for Luciano, a mortgage loan isn’t just about rates, numbers, and paperwork — it’s about people. It’s about families with dreams, emotions, challenges, and goals — sometimes even tears. And that human connection is what makes this work a calling.

Licensed in Florida as a Mortgage Loan Originator (NMLS #1642036), Luciano brings expertise, real-world experience, and genuine care for his clients. You can count on his guidance and support through every step of the mortgage process — from your initial application to the closing table. Showing the best options available to you, so you can make confident decisions.

Luciano is also a Certified Financial Coach through Ramsey Solutions Master Training and volunteers in financial education programs, helping families and communities build stronger financial foundations and long-term peace of mind.

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