Julio Cesar Berrocal, Mortgage Loan Officer

Hi, I’m Julio Berrocal, Mortgage Loan Officer with Loan Factory. My job is simple: help you get approved with the best strategy for your goals without confusion, surprises, or wasted time. I work with first-time buyers, self-employed borrowers, and real estate agents and investors (including DSCR), and I’m experienced with FHA, Conventional, USDA, VA, and Non-QM solutions when needed.

I’m big on education and communication. You’ll always know what comes next, what we need from you, and how we’re moving the file forward. Whether you’re buying, refinancing, or building a long-term plan, I’m here to guide you from start to finish.
Se habla español, too.