John Kaufman, Mortgage Loan Officer

If you are borrowing money for a home, an investment property, or a business, you deserve clear guidance and straight answers. You should understand your options and feel confident in the decisions you are making.

I am a licensed Loan Officer with Loan Factory, and my focus is helping you make smart, well-informed borrowing decisions that fit your goals, both now and long term.

My background gives me a practical understanding of real estate and financing from multiple angles. I am a Realtor licensed in Ohio, an insurance agent licensed in 48 states, and a real estate investor. My experience allows me to look beyond just rates and payments and help you understand how loan choices affect ownership costs, risk, and flexibility over time.

When we work together, the process is centered on education and clarity. I take the time to explain your options, answer your questions, and help you avoid common mistakes that can cost you money or limit your future plans. This approach is especially helpful for self-employed clients, investors, and commercial borrowers, where details truly matter.

I believe people want to be helped, not sold. You can expect honest guidance, clear explanations, and advice that is focused on what makes sense for you.