Joe Galvin, Mortgage Loan Officer

Joe Galvin is a senior mortgage professional with Investor MultiFamily Capital, Powered by Loan Factory, serving homebuyers and homeowners across Massachusetts and New England. With more than 25 years of residential lending experience and over $500 million in personally closed loan volume, Joe specializes in matching clients with affordable financing solutions, including conventional home loans, FHA loans, VA loans, and home refinancing programs.

Based out of Andover, Massachusetts, Joe works closely with first-time homebuyers, growing families, and homeowners looking to lower their monthly mortgage payments. He is known for breaking down complex financial guidelines into clear, straightforward steps, ensuring a smooth path from pre-approval to closing.

Joe’s extensive mortgage background includes founding his own independent brokerage in 2004, giving him deep insight into underwriting standards and loan structuring. By pairing his quarter-century of local industry expertise with Loan Factory’s high-volume, low-rate wholesale platform, Joe provides Massachusetts borrowers with some of the most competitive mortgage rates and fastest turn times available in today's housing market.