Ivan Lin

Ivan Lin, Mortgage Loan Officer

NMLS: #2462401

Loan Factory

Licensed state:Alabama, Colorado, Florida, Iowa, Illinois, Louisiana, Maryland, Minnesota, Missouri, Washington

https://www.loanfactory.com/ivanlin

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About Ivan Lin

Ivan Lin is a Nationwide Mortgage Loan Officer who serves clients across the United States through both bank lending and mortgage brokerage channels. This unique dual-platform approach allows him to offer borrowers access to a broad range of financing solutions while helping them identify the loan program that best fits their goals and financial profile.

Ivan specializes in working with homebuyers, real estate investors, self-employed borrowers, and business owners, providing customized mortgage strategies tailored to each client's needs. His expertise includes conventional, FHA, VA, Jumbo, Non-QM, DSCR, foreign national, construction, fix and flip, land, commercial, SBA, physician loans, bridge & hard money, refinance, reverse mortgage and home equity loan programs.

With a strong background in finance, risk management, and mortgage lending, Ivan is committed to delivering a smooth, transparent, and efficient financing experience. From pre-approval to closing, he provides personalized guidance and nationwide lending solutions designed to help clients achieve their homeownership and investment objectives.

Education

M.S. Financial Risk Management, Queens College, CUNY

B.B.A. Business Administration with concentration on Finance, Second Major: Computer Information Systems, Lehman College, CUNY

Ivan Lin(林东)是一位全美50个州执照贷款顾问,同时任职于银行和贷款经纪公司。通过银行贷款平台及房贷经纪平台为全美客户提供专业融资服务。凭借银行与经纪双平台的独特优势,他能够为借款人提供更广泛的贷款产品选择,并根据客户的财务状况和目标,匹配最合适的融资方案。

Ivan专注于服务首次购房者,房产投资者,自雇人士,企业主,建筑与开发商,国际留学生,为不同客户量身定制贷款策略和融资解决方案。他熟悉各类住宅及商业贷款项目,包括传统贷款(Conventional),FHA贷款,VA军人贷款,超额贷款(Jumbo),USDA, 非QM贷款(Non-QM)不查收入贷款,DSCR投资房贷款,外国人贷款(Foreign National),建筑贷款(Construction Loans),Fix & Flip翻修投资贷款,土地贷款(Land Loans),商业地产贷款(Commercial Loans),SBA商业贷款,医生专属贷款(Physician Loans),过桥贷款及硬钱贷款(Bridge & Hard Money),房屋再融资(Refinance)以及房屋净值贷款(Home Equity Loan)等。

凭借扎实的金融,风险管理及贷款专业背景,Ivan始终致力于为客户提供高效,透明且顺畅的融资体验。从贷款预批到最终成交,他都会全程提供专业指导,帮助客户顺利实现购房,投资及商业发展目标。

教育背景

• 纽约市立大学皇后学院(Queens College, CUNY)
金融风险管理硕士(M.S. in Financial Risk Management)

• 纽约市立大学雷曼学院(Lehman College, CUNY)
工商管理学士(B.B.A. in Business Administration)
主修金融(Finance)
第二专业:计算机信息系统(Computer Information Systems)

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