Esther Powers, Mortgage Loan Officer

I’m Esther, a mortgage professional with decades of hands‑on experience across a wide range of loan programs, including FHA, VA, USDA, Jumbo, Construction, Investor, and select commercial financing.

Over the years, I’ve developed a reputation for structuring loans thoughtfully and tailoring each solution to fit my clients’ real needs. I’m currently licensed in KS and CO, serving clients throughout both states, with the ability to support and refer clients in any state where Loan Factory operates.

Real estate lending became both a skill and a passion for me early in life — shaped in part by my own childhood experiences with housing insecurity — and that background drives my commitment to helping others find stability, clarity, and confidence in their home‑financing journey.

If you’re exploring your home‑financing options — whether it’s your first home, a complex mortgage solution, or a high‑value investment — I’d be glad to walk through the process with you. My approach is steady, clear, and supportive, and I’m here to help you feel informed and confident every step of the way.