Enrique Pelayo Jr, Mortgage Loan Officer

Mortgage & Real Estate Professional | Helping Clients Make Smarter Moves 🏡

For more than 20 years, I’ve helped individuals and families navigate two of the biggest financial decisions they’ll make: financing a home and buying or selling real estate.

As both a licensed Mortgage Loan Originator and Real Estate Broker, I bring a unique perspective to the entire transaction. Whether you’re buying your first home, moving up, investing, refinancing, accessing home equity, or preparing to sell, my goal is simple: make the process clear, competitive, and as stress-free as possible.

On the mortgage side, I help clients compare financing options across a wide range of programs, including conventional, FHA, VA, jumbo, investment property, refinance, and home equity solutions. I believe borrowers should have access to transparent information—not sales pressure—which is why I make it easy to view live mortgage rates, compare options, and set personalized rate alerts.

On the real estate side, I help buyers and sellers understand not only the property, but the numbers behind the decision. Combining real estate and lending experience allows me to help clients evaluate the complete picture—from purchase price and financing strategy to monthly payment, equity, and long-term goals.

What you can expect from me:
• Straightforward advice and clear communication
• Competitive mortgage options and transparent pricing
• Personalized strategies—not one-size-fits-all solutions
• Responsive, hands-on service from beginning to closing
• More than two decades of mortgage and real estate experience

My business has always been built around relationships, referrals, and doing what’s right for the client.

If you’re thinking about buying, selling, refinancing, investing, or simply want to know what your options look like, I’m always happy to be a resource.

Let’s make your next move a smart one.