About Chad Hart
I’m a licensed Mortgage Loan Originator with a background in real estate development, investment, and finance. Over the past 20 years I’ve built, financed, and managed projects ranging from small remodels to custom homes to large industrial developments. That hands-on experience gives me a unique perspective when helping clients secure the right loan. I understand not only the numbers, but also the real-world impact on your investment, cash flow, and long-term strategy.
At Loan Factory, my focus is on delivering competitive rates, a smooth process, and clear communication from start to finish. Whether you’re refinancing, buying your first home, or funding an investment property, I approach each loan with the same discipline and attention to detail I bring to my own deals.
Outside of lending, I’m a commercial pilot and entrepreneur based in San Diego and Austin. I enjoy working with clients who value efficiency, straightforward advice, and creative problem-solving.
