Cedric Bonds, Mortgage Loan Officer
NMLS: #1605176
Loan Factory
Licensed state:California, Texas
https://www.loanfactory.com/cedricbonds
About Cedric Bonds
Born and raised in Atlanta, Georgia, Cedric Bonds built his career on Southern integrity, financial discipline, and a results-driven approach to real estate finance. Before mortgage origination, he held treasury and capital markets roles with Rialto Capital (a Lennar subsidiary), Starwood Property Trust, and Equity One (now Regency Centers)—supporting cash flow modeling, debt underwriting, and valuation for large-scale real estate portfolios.
A University of Miami graduate in International Finance & Marketing, Cedric remains closely connected to the South Florida community, blending Wall Street–level strategy with personal service for clients nationwide.
As a Mortgage Banker with Loan Factory, Cedric offers tailored financing across:
• FHA & VA Loans – for first-time buyers and veterans
• Conventional & Jumbo Mortgages – for primary or investment properties
• DSCR & Investor Loans – for rental and multifamily portfolios
• SBA 7(a) & 504 Loans – for business and commercial real estate growth
Cedric’s philosophy is simple: every client deserves clarity, confidence, and competitive solutions—whether buying a first home, refinancing an investment, or financing a business expansion.
