Amilia Cao, Mortgage Loan Officer

Hi, I’m Amilia Cao, a licensed Loan Officer with Loan Factory, proudly serving clients across Illinois. Whether you’re purchasing your first home, upgrading to a new property, or refinancing for better terms, I’m here to guide you every step of the way.

I specialize in a wide range of mortgage solutions, including:

🏡 Condos, townhomes, single-family homes, and 2–4 unit multifamily properties

🔑 Owner-occupied and investment properties

📄 Loan options: Conventional, FHA, and Non-QM products such as DSCR, Bank Statement loans, and VOE (Verification of Employment) loans

I’ve helped many friends, family members, and new clients achieve their homeownership goals—and I’m ready to help you next. Let’s make your mortgage process smooth, affordable, and stress-free.