Amber Dembeck, Mortgage Loan Officer
NMLS: #2102275
Loan Factory
Licensed state:North Carolina, Oklahoma
About Amber Dembeck
I bring over two decades of experience across lending, underwriting, and title, giving me a full-spectrum understanding of the real estate transaction. In 2021, I was recruited by a top mortgage broker—after seven years of working together as his trusted title partner—to join his team, where I support high-level production while originating my own loans.
I’m known for my precision, organization, responsiveness, and direct, no-nonsense approach. I run a tight, efficient process and pride myself on clear communication, attention to detail, and delivering a seamless, elevated client experience built on trust, transparency, and results.
Outside of work, I’m married and travel as often as my work and personal life allow. I enjoy beach and mountain escapes, hiking, and camping, and I’m actively involved in animal rescue—fostering dogs and supporting local organizations, which is how I ended up with my own foster fail, Kiva.
I welcome the opportunity to connect and thoughtfully guide clients through their lending needs.
