Steven Fowler

Loan Factory

Phone: (571) 999-2958

Licensed state: Texas, Florida, Tennessee, Virginia

About me

By law, lenders are not allowed to say they have the "best rates," but Steven almost NEVER gets beat! Steven has served in the US Air Force for over 19 years on active-duty and in the reserves. He flew combat missions in the B-1 Bomber, worked on the staff at the Pentagon, and served as a Legislative Fellow in the US Senate. Steven's niche is helping other military families save a ton of money on their mortgage. He regularly beats large military banks like USAA, Navy Federal, and Veterans United by HALF a POINT! When you work with Steven, he has real-time access to rates from dozens of the top wholesale lenders in the country. When you are ready to lock your loan, he can get you an amazing rate from the best-priced lender at that moment. Banks simply don't have options like this. Brokers are better, faster, and cheaper for clients. Unlike most lenders, Steven encourages you to shop around, then when you work together, you are confident you are getting a fantastic deal. Steven holds a B.S. in Economics from Texas A&M University, an MBA from the University of Texas-Austin, and a Master’s in Public Administration from Harvard University.

Google and Loan Factory reviews

Perry Nguyen's avatar

Perry Nguyen

Aug 1, 2023, 8:45 AM

Thanks for your dedication

Leon Vo's avatar

Leon Vo

Jan 26, 2024, 2:58 PM

Nitin Jaiswal's avatar

Nitin Jaiswal

Jan 26, 2024, 4:58 PM

This guy is quick and has best rates . We compared a few providers but steve beats them hands down.

Will Thinh Le's avatar

Will Thinh Le

Jan 31, 2024, 3:26 PM

Enies Bernard Burton's avatar

Enies Bernard Burton

Feb 12, 2024, 11:36 AM

My experience with Steven Fowler as my mortgage broker was exceptional. Right from the start, we were in perfect agreement regarding my objectives, including the structure of the loan, its affordability, and the interest rate. As a first-time buyer, I needed a bit of guidance, and Steven excelled in providing clear, comprehensive explanations for every step of the process. I especially valued his prompt and straightforward answers to my inquiries, along with the advice he offered. Steven was always ready to challenge my ideas if they weren't financially prudent for me, guiding me towards more sensible options. He also played a crucial role in assessing my lending capabilities and readiness, a service that proved to be invaluable. Ultimately, this insight helped me save money at a time when interest rates were elevated and choices seemed scarce.

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