Sam Raval

Sam Raval, Mortgage Loan Officer

NMLS: #2256276

Loan Factory

Licensed state:Florida, Virginia

https://www.loanfactory.com/samraval

About Sam Raval

I help individuals, families, real estate investors, healthcare professionals, and business owners explore financing options for their goals. Whether you’re purchasing or refinancing a home, investing in real estate, financing a commercial property, or seeking business financing, I’ll help you understand potential options and navigate the next steps.

For residential financing, I work with clients exploring Conventional, FHA, VA, USDA, and Jumbo loan options. I also help real estate investors explore DSCR (Debt Service Coverage Ratio) financing for eligible income-producing properties, where qualification may focus on the property’s rental income and cash flow. Program availability and terms depend on the property, borrower, and lender.

I welcome conversations with healthcare and medical professionals including MDs, DOs, DDSs, DMDs, PharmDs, VMDs, DPMs, and CRNAs about mortgage financing options. Reach out to discuss your goals and confirm which programs may be available for your profession and situation.

For commercial real estate and business financing, I can help you explore potential financing paths based on your plans and needs. Every borrower and transaction is different, so I aim to provide personalized guidance, clear communication, and support throughout the process.

You don’t need to know exactly which financing option is right for you before reaching out. Let’s talk about your goals and explore what may fit.

Contact me to start a conversation.

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