Ram Mishra, Mortgage Loan Officer

• Ram Mishra a Real Estate, Mortgage and Life Insurance professional with access to a wide variety of programs to help you or your clients succeed. Ram specializes in Residential, Investment and Commercial Property mortgage loans and has been helping people with their real estate and financial goals since 2007.

• Whether you are a first time home buyer, a new or seasoned real estate investor, developer, contact Ram to discuss your current situation, your immediate and future financial goals.

• Use our Quoting Engine to get INSTANT MORTGAGE QUOTES. Start and save your application online. Our system and Ram Mishra will guide you through the process. You can also upload any documentation directly into our secure portal.

• Qualified Mortgage (QM) programs include Conventional, FHA, VA, USDA, USDA, FHA 203k or Homestyle Renovation Loans

• Non-QM mortgages - DSCR, 12/24 Mth Bank Statement Program, Asset Utilization, Asset Depletion, P&L Programs, ITIN, No Income Ratio Programs and more programs for borrowers with recent credit events.

• Hard Money, Ground Up Construction, Fix and Flip Loans, DSCR Rental Loans for Real Estate Investors,

• Commercial and SBA/Business loans for Business Owners. 

• Reverse Mortgages to help seniors purchase homes and help seniors who want to stay in their homes.

To schedule an appointment and to learn more about me, visit www.RamjiMishra.com.