I strongly believe mortgage needs to be transparent and open. For majority of the families, mortgage is the single most important and largest investment. It needs to be carefully thought-out and planned well. The whole loan process should be 100% transparent. Borrower should be the master and dominant player while loan officer should be only the servant and facilitator. I have a passion in helping people. I provide you the ideas and options for your goals and let you be the driver in decision making. As a Certified Project Management Professional (PMP) and a former Operation Chief, I believe my priority as a Loan Officer is to present the lowest possible rates to you and transcend quality service over to make your borrowing process as smooth and pleasant as possible.